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Four-Week Rule Of Thumb Trading-Systeme sind in der Regel so komplex Die umfangreiche Datenmengen erfordern, um die besten Ein - und Ausstiegsparameter zu berechnen. Aber im Handel ist oft die beste Lösung die einfachste. In der Tat, eines der bekanntesten Handelssysteme doesnt sogar einen Computer zu laufen. Trendfolgen ist ein bekanntes Konzept, das vielen erfolgreichen Handelssystemen zugrunde liegt. Wahrscheinlich war das erste solche System die wöchentliche Regel von Richard Donchian. Die Ergebnisse dieses Systems wurden bereits 1970 veröffentlicht. Donchian wurde der Vater der modernen Rohstoffhandelsmethoden genannt und war der erste, der einen Rohstofffonds verwaltete, der der breiten Öffentlichkeit zugänglich war. Er glaubt, dass die Idee der Trend nach Systemen in den 1950er Jahren entwickelt haben. Die wöchentliche Regel, in ihrer einfachsten Form, kauft, wenn die Preise erreichen eine neue vier Wochen hoch und verkauft, wenn die Preise erreichen eine neue vier Wochen niedrig. Ein neues Vier-Wochen-Hoch bedeutet, dass die Preise den höchsten Stand erreicht haben, den sie in den letzten vier Wochen erreicht haben. Ebenso, ein vier Wochen neues Tief bedeutet, dass die Preise niedriger sind als sie zu jeder Zeit in den letzten vier Wochen haben. Dieses System ist immer auf dem Markt, lang oder kurz. Bekannt einfach als die vierwöchige Regel (4WR), ist dies das exakte System entworfen und verwendet von Donchian. Diese Strategie wird konsequent auf der rechten Seite aller großen Bewegungen in einem Markt sein. Allerdings hat die Strategie auch einen geringen Prozentsatz der Gewinne Trades. Das Problem besteht darin, dass sich die meisten Märkte über ein Drittel der Zeit entwickeln. In einigen Märkten kann die 4WR Recht weniger als 40 der Zeit. Die anderen Trades sind in der Regel kleine Verluste, die auftreten, während der Markt konsolidiert mit choppy Preis Aktion. (Für mehr, siehe Trading Systems Tutorial.) Als ein Beispiel für die 4WR, können wir auf Google in Abbildung 1 zu sehen. Dies zeigt eine typische gewinnen langen Handel. Als ein neues vierwöchiges Hoch erreicht wurde, wurde GOOG gekauft, das es ungefähr 10 Wochen später verkauft wurde, als es ein neues vier Wochen Tief bildete. Der Handel führte zu einem beeindruckenden Gewinn von 18. Das Problem mit diesem Handel ist, dass es um mehr als 30 an einem Punkt und gab fast die Hälfte seiner Gewinne, bevor er ein Verkaufssignal. Eine Möglichkeit, das Problem zu lösen, in einem Handel zu lange zu bleiben, besteht darin, die Austrittsregeln zu ändern. Statt dem ursprünglichen 4WR zu folgen, um eine Position zu verlassen, können Händler ausscheiden, wenn ein gleitender Durchschnitt gebrochen ist. Zum Beispiel würde die Anwendung eines 10-Tage-Gleitendurchschnitts als Ausstiegskriterien für den GOOG-Handel, der in Figur 1 gezeigt ist, die Gewinne für diesen Handel um etwa 25 erhöht haben. Ein 10-tägiger gleitender Durchschnitt wurde ausgewählt, weil er die Hälfte des Wertes ausmacht (Vier Wochen sind 20 Handelstage), jedoch kann jede Zeitspanne verwendet werden, die kürzer als das Eingangssignal ist. (Für den Hintergrund lesen, siehe die Moving Averages Tutorial.) Eine weitere Verwendung der 4WR ist als Trendfilter auf dem gesamten Markt. Für viele Händler kann es eine Herausforderung sein, festzustellen, ob der Markt kurzfristig bullisch oder bärisch ist. Das Anwenden des 4WR erlaubt es Tradern, den Trend objektiv zu definieren. Wenn die Märkte letzte Signal unter diesem System ist ein Kauf, kann der Händler sicher sein, dass der Markt in einem Aufwärtstrend ist. Abwärtstrends können definiert werden, wie Zeiten, wenn die neuesten 4WR-Signal war ein Verkauf, mit anderen Worten, hat der Markt eine neue vierwöchige niedrig vor kurzem gemacht, als es eine neue vier Wochen hohe gemacht. Unter Verwendung des 4WR als Filter würde der Trader nach dem 4WR suchen, um auf einem Kaufsignal zu sein, bevor er neue Longpositionen eingibt. Short-Positionen würden nur eingegeben werden, wenn der Markt auf einem 4WR-Verkaufssignal ist. Dieses vielseitige System kann auch angewendet werden, um den längerfristigen Trend zu identifizieren. Dies kann durch die Anwendung der Dow-Theorie erfolgen. Ein weit verbreitetes Barometer der Gesundheit des Marktes. Analysten suchen die Aktion im Dow Jones Transportation Average, um die Richtung des Dow Jones Industrial Average zu bestätigen. Wenn beide Durchschnitte neue Höhen machen, befinden wir uns in einem bestätigten Bullenmarkt. Neue Tiefs in beiden Durchschnitten signalisieren einen bestätigten Bärenmarkt. Divergenzen zwischen den Durchschnitten führen die meisten Analysten, um Vorsicht über den Trend auszudrücken. (Um mehr zu erfahren, lesen Sie die Dow Theory Tutorial.) Ein Problem mit der Anwendung Dow Theorie ist, dass die Regeln sind subjektiv, je nachdem, wie ein Analytiker definiert eine neue hoch oder niedrig. Es ist für zwei erfahrene Praktiker möglich, die gleichen Diagramme zu betrachten und die Signale nicht einzuordnen. Das Anwenden des 4WR verhindert diese Möglichkeit. Anstatt subjektiv ein neues Hoch oder Tief zu bestimmen, definiert das 4WR im Voraus, wenn ein Signal erzeugt wird, und alle Analysten, die den 4WR verwenden, kommen zu demselben Ergebnis. Die 4WR macht eine große Ergänzung zu jedem Händler Werkzeugkasten. Alle Händler sollten erwägen, die 4WR an ihre Handelsstile anzupassen. Denken Sie daran, dass es keine Magie über vier Wochen. Trader können wählen, Signale zu verwenden, die auf kürzeren oder längeren Zeitrahmen basieren. Eingangs - und Ausgangssignale können asymmetrisch sein, zum Beispiel die Eingabe von 4WR-Signalen, aber das Verlassen von zweiwöchigen neuen Tiefs. Wie erwähnt, können auch gleitende Mittelwerte verwendet werden, um Ausgangssignale zu erzeugen. Der 4WR kann mit Indikatoren, wie dem relativen Stärkeindex oder der gleitenden durchschnittlichen Konvergenzdivergenz kombiniert werden. Als Filter für diese Signale. Dieser Artikel ist von Investopedia, die größte Website für die finanzielle Bildung gewidmet. Klicken Sie hier für mehr pädagogische Artikel von Investopedia. Kommentare sind für diesen Beitrag ausgeschaltet. Four-Week Rule Boosts Gewinnen Trades Trading-Systeme sind in der Regel als komplexe Computer-Programme, die massive Mengen an Daten, um die besten Ein-und Ausreise-Parameter zu berechnen gedacht. Aber im Handel ist oft die beste Lösung die einfachste. In der Tat, eines der bekanntesten Handelssysteme doesnt sogar einen Computer zu laufen. Lesen Sie, wie wir einen Blick auf die wöchentliche Regelsystem und zeigen Ihnen, wie dieses einfache System kann Ihnen helfen, profitieren von einem Handel. Profitieren Sie von der Trend Trend folgenden ist ein bekanntes Konzept zugrunde liegenden erfolgreichen Handelssysteme. Wahrscheinlich war das erste solche System die wöchentliche Regel von Richard Donchian. Testergebnisse für dieses System wurden bereits 1970 veröffentlicht, und es wurde festgestellt, dass das profitabelste System dann bekannt sein. Donchian wurde der Vater der modernen Rohstoffhandelsmethoden genannt und war der erste, der einen Rohstofffonds verwaltete, der der breiten Öffentlichkeit zur Verfügung stand. Er glaubt, dass die Idee der Trend nach Systemen in den 1950er Jahren entwickelt haben. Die Strategie Die wöchentliche Regel, in ihrer einfachsten Form, kauft, wenn die Preise erreichen eine neue vier Wochen hoch und verkauft, wenn die Preise erreichen eine neue vier Wochen niedrig. Ein neues Vier-Wochen-Hoch bedeutet, dass die Preise den höchsten Stand erreicht haben, den sie in den letzten vier Wochen erreicht haben. Ebenso, ein vier Wochen neues Tief bedeutet, dass die Preise niedriger sind als sie zu jeder Zeit in den letzten vier Wochen haben. Dieses System ist immer auf dem Markt, lang oder kurz. Bekannt einfach als die vierwöchige Regel (4WR), ist dies das exakte System entworfen und verwendet von Donchian. Diese Strategie wird konsequent auf der rechten Seite aller großen Bewegungen in einem Markt sein. Allerdings hat die Strategie auch einen geringen Prozentsatz der Gewinne Trades. Das Problem besteht darin, dass sich die meisten Märkte über ein Drittel der Zeit entwickeln. In einigen Märkten kann die 4WR Recht weniger als 40 der Zeit. Die anderen Trades sind in der Regel kleine Verluste, die auftreten, während der Markt konsolidiert mit choppy Preis Aktion. Verwenden Sie die vierwöchige Regel Als Beispiel für die 4WR, können wir bei Google (Nasdaq: GOOG) in Abbildung 1 zu sehen. Dies zeigt eine typische gewinnende lange Handel. Als ein neues vierwöchiges Hoch erreicht wurde, wurde GOOG gekauft, das es ungefähr 10 Wochen später verkauft wurde, als es ein neues vier Wochen Tief bildete. Der Handel führte zu einem beeindruckenden Gewinn von 18. Das Problem mit diesem Handel ist, dass es um mehr als 30 an einem Punkt, und gab wieder fast die Hälfte seiner Gewinne, bevor sie ein Verkaufssignal. Abbildung 1: Tages-Chart von GOOG mit vierwöchigen Regelsignalen Der 4WR kann auf der kurzen Seite gleich gut funktionieren. In Abbildung 2 sehen wir einen Gewinnhandel in Goldman Sachs (NYSE: GS). Dieser Handel führte auch zu einem Sieg von mehr als 18. Aber es war so weit wie 25 und wurde geschlossen, nachdem wieder einen erheblichen Teil der Gewinne. Abbildung 2: Tagesdiagramm der GS mit vierwöchigen Regelsignalen Veredelung der Strategie Eine Möglichkeit, das Problem des Überbleibens eines Handels zu lösen, besteht darin, die Ausstiegsregeln zu ändern. Statt dem ursprünglichen 4WR zu folgen, um eine Position zu verlassen, können Händler ausscheiden, wenn ein gleitender Durchschnitt gebrochen ist. Zum Beispiel würde die Anwendung eines 10-Tage-Gleitendurchschnitts als Ausstiegskriterien für den GOOG-Handel, der in Figur 1 gezeigt ist, die Gewinne für diesen Handel um etwa 25 erhöht haben. Ein 10-tägiger gleitender Durchschnitt wurde ausgewählt, weil er die Hälfte des Wertes ausmacht (Vier Wochen sind 20 Handelstage), jedoch kann jede Zeitperiode verwendet werden, die kürzer als das Eingangssignal ist. (Für den Hintergrund lesen, siehe die Moving Averages Tutorial.) Trendfilterung Eine weitere Verwendung der 4WR ist als Trendfilter auf dem gesamten Markt. Für viele Händler kann es eine Herausforderung sein, festzustellen, ob der Markt kurzfristig bullisch oder bärisch ist. Das Anwenden des 4WR erlaubt es Tradern, den Trend objektiv zu definieren. Wenn die Märkte letzte Signal unter diesem System ist ein Kauf, kann der Händler sicher sein, dass der Markt in einem Aufwärtstrend ist. Abwärtstrends können definiert werden, wie Zeiten, wenn die neuesten 4WR-Signal war ein Verkauf, mit anderen Worten, hat der Markt eine neue vierwöchige niedrig in jüngster Zeit, als es eine neue vier Wochen hohe gemacht hat. Unter Verwendung des 4WR als Filter würde der Trader nach dem 4WR suchen, um auf einem Kaufsignal zu sein, bevor er neue Longpositionen eingibt. Short-Positionen würden nur eingegeben werden, wenn der Markt auf einem 4WR-Verkaufssignal ist. Langfristige Trends finden Das vielseitige System kann auch angewandt werden, um den längerfristigen Trend zu identifizieren. Dies kann durch die Anwendung der Dow-Theorie erfolgen. Ein weit verbreitetes Barometer der Gesundheit des Marktes. Analysten suchen die Aktion im Dow Jones Transportation Average, um die Richtung des Dow Jones Industrial Average zu bestätigen. Wenn beide Durchschnitte neue Höhen machen, befinden wir uns in einem bestätigten Bullenmarkt. Neue Tiefs in beiden Durchschnitten signalisieren einen bestätigten Bärenmarkt. Divergenzen zwischen den Durchschnitten führen die meisten Analysten, um Vorsicht über den Trend auszudrücken. (Um mehr zu erfahren, lesen Sie die Dow Theory Tutorial.) Ein Problem mit der Anwendung Dow Theorie ist, dass die Regeln sind subjektiv, je nachdem, wie ein Analytiker definiert eine neue hoch oder niedrig. Es ist für zwei erfahrene Praktiker möglich, auf die gleichen Diagramme zu schauen und die Signale nicht einzuordnen. Das Anwenden des 4WR verhindert diese Möglichkeit. Anstatt subjektiv ein neues Hoch oder Tief zu bestimmen, definiert das 4WR im Voraus, wenn ein Signal erzeugt wird, und alle Analysten, die den 4WR verwenden, kommen zu demselben Ergebnis. Fazit Die 4WR macht eine große Ergänzung zu jedem Händler Toolbox. Alle Händler sollten erwägen, die 4WR an ihre Handelsstile anzupassen. Denken Sie daran, dass es keine Magie über vier Wochen. Trader können wählen, Signale zu verwenden, die auf kürzeren oder längeren Zeitrahmen basieren. Eingangs - und Ausgangssignale können asymmetrisch sein, zum Beispiel die Eingabe von 4WR-Signalen, aber das Verlassen von zweiwöchigen neuen Tiefs. Wie erwähnt, können auch gleitende Mittelwerte verwendet werden, um Ausgangssignale zu erzeugen. Der 4WR kann mit Indikatoren, wie dem relativen Stärkeindex oder der gleitenden durchschnittlichen Konvergenzdivergenz kombiniert werden. Als Filter für diese Signale. Die möglichen Anwendungen des 4WR sind nur durch die Phantasie der Händler begrenzt, so experimentieren ein wenig und finden Sie heraus, welches System die besten Ergebnisse für Sie produziert.
Thursday 23 February 2017
Wednesday 22 February 2017
Aktienoptionen Probleme
Mitarbeiter Aktienoptionen: Bewertung und Pricing Issues Von John Summa. CTA, PhD, Gründer von HedgeMyOptions und OptionsNerd Die Bewertung von ESOs ist ein komplexes Thema, kann jedoch für praktisches Verständnis vereinfacht werden, so dass Inhaber von ESOs fundierte Entscheidungen über die Verwaltung von Aktienkompensationen treffen können. Bewertung Jede Option hat mehr oder weniger Wert auf sie abhängig von den folgenden wichtigsten Determinanten des Wertes: Volatilität, verbleibende Zeit, risikofreien Zinssatz, Basispreis und Aktienkurs. Wenn ein Optionsberechtigter eine ESO erhält, die dem Recht zusteht, zum Beispiel 1.000 Aktien des Aktienbestandes zu einem Ausübungspreis von 50 zu erwerben, ist der Stichtagskurs der Aktie in der Regel gleich dem Basispreis. Mit Blick auf die nachstehende Tabelle haben wir einige Bewertungen erstellt, die auf dem bekannten und weit verbreiteten Black-Scholes-Modell für Optionspreise basieren. Wir haben die oben genannten Schlüsselvariablen angeschlossen, während einige andere Variablen (d. H. Preisänderungen, Zinssätze) festgesetzt wurden, um die Auswirkungen von Änderungen des ESO-Werts aus dem Zeitwertabbau und Änderungen der Volatilität allein zu isolieren. Zuerst, wenn Sie einen ESO Zuschuss erhalten, wie in der folgenden Tabelle, obwohl diese Optionen noch nicht im Geld sind, sind sie nicht wertlos. Sie haben einen signifikanten Wert bekannt als Zeit oder extrinsischen Wert. Während die Zeit bis zum Auslaufen Spezifikationen in tatsächlichen Fällen kann mit der Begründung, dass die Mitarbeiter nicht verbleiben können mit dem Unternehmen bleiben die volle 10 Jahre (vorausgesetzt, unter 10 Jahre für Vereinfachung) oder weil ein Stipendiat kann eine vorzeitige Ausübung, einige Fair-Value-Annahmen Werden nachfolgend unter Verwendung eines Black-Scholes-Modells dargestellt. (Um mehr zu erfahren, lesen Sie Was ist Option Moneyness und wie zu Vermeiden Closing-Optionen unter Instrinsic Value.) Vorausgesetzt, Sie halten Ihre ESOs bis zum Verfall, die folgende Tabelle liefert eine genaue Konto von Werten für eine ESO mit einem 50 Ausübungspreis mit 10 Jahren Verfall und wenn am Geld (der Aktienkurs entspricht dem Ausübungspreis). Bei einer angenommenen Volatilität von 30 (eine andere Annahme, die üblicherweise verwendet wird, aber die den Wert unterschätzen kann, wenn die tatsächliche Volatilität über die Zeit höher ausfällt), sehen wir, dass bei der Gewährung der Optionen 23.080 (23.08 x 1.000 23.080) ). Wie die Zeit vergeht, können wir sagen, von 10 Jahren auf nur drei Jahre bis zum Verfall, die ESOs verlieren Wert (wieder davon ausgegangen, dass Aktienkurs bleibt der gleiche), fällt von 23.080 auf 12.100. Das ist Zeitverlust. Theoretischer Wert der ESO über die Zeit - 30 Angenommene Volatilität Abbildung 4: Fair Value Preise für eine at-the-money ESO mit Ausübungspreis von 50 unter verschiedenen Annahmen über die verbleibende Zeit und Volatilität. Abbildung 4 zeigt den gleichen Zeitplan für die verbleibenden Preise bis zum Verfallsdatum, aber hier addieren wir einen höheren angenommenen Volatilitätsgrad - jetzt 60, von 30. Der gelbe Plot repräsentiert die untere angenommene Volatilität von 30, die insgesamt geringere beizulegende Zeitwerte zeigt Zeitpunkte. Das rote Diagramm zeigt mittlerweile Werte mit einer höheren angenommenen Volatilität (60) und einer verbleibenden Restzeit auf den ESOs. Offensichtlich zeigen Sie bei einem höheren Volatilitätsgrad einen größeren ESO-Wert. Zum Beispiel, bei drei verbleibenden Jahren, anstatt nur 12.000 wie im vorherigen Fall bei 30 Volatilität, haben wir 21.000 im Wert bei 60 Volatilität. So können Volatilitätsannahmen einen großen Einfluss auf den theoretischen oder den beizulegenden Zeitwert haben und sollten Faktoren für die Verwaltung Ihrer ESO sein. Die folgende Tabelle zeigt die gleichen Daten im Tabellenformat für die 60 angenommenen Volatilitätswerte. (Erfahren Sie mehr über die Berechnung von Optionswerten in ESOs unter Verwendung des Black-Scholes-Modells.) Theoretischer Wert der ESO-Laufzeit 60 Angenommene Volatilität Mixed Options-Probleme auf der Serie 7 Eine besondere Anmerkung: In jeder Strategie, die Aktien mit Optionen kombiniert, Hat Vorrang. Dies ist, weil Optionskontrakte auslaufen - Aktien nicht. Schützen Lagerpositionen: Hedging Lets beginnen mit Hedging-Strategien. Wir betrachten lange Hecken und kurze Hecken. In jedem Fall gibt der Name der Sicherungsbeziehung die zugrunde liegende Lagerposition an. Der Optionsvertrag ist eine vorübergehende Form der Versicherung zum Schutz der Anlegerbestände gegen negative Marktbewegungen. (Für verwandte Erkenntnisse siehe A Anfänger Guide to Hedging.) Long Hedges Long Stock und Long Put Eine lange Lagerposition ist bullish. Wenn der Markt in einer Aktie sinkt, verliert der Investor mit der langen Aktienposition. Denken Sie daran: Wenn ein Investor eine Aktie mit Optionen schützen muss, muss der Anleger den Vertrag (wie einen Versicherungsvertrag) kaufen und eine Prämie zahlen. Puts gehen in-the-money (ausübbar), wenn der Aktienmarkt Preis unter den Basispreis fällt. Die Put ist eine Versicherung für den Investor gegen einen Rückgang des Marktes. (Um mehr zu lesen, check out Preise Plunging Kauf ein Put und Einführung in Put Writing.) Lets Blick auf einige Beispiel Fragen, die eine der vielen Ansätze der Prüfung kann zu diesem Thema zu illustrieren. Für diese Beispiele, auch ändern nur die Mehrfachauswahl Optionen, die für die gleiche Frage bereitgestellt werden könnte. Beispiel 1 Ein registrierter Vertreter hat einen Kunden, der 100 Aktien der XYZ Aktie bei 30share gekauft hat. Die Aktie hat 40 Share in den vergangenen acht Monaten geschätzt. Der Anleger ist zuversichtlich, dass die Aktie eine gute langfristige Investition mit zusätzlichen Aufwärtspotenzial ist, sondern ist besorgt über eine kurzfristige Schwäche im gesamten Markt, die seine unrealisierten Gewinne auslöschen könnte . Welche der folgenden Strategien würde wahrscheinlich die beste Empfehlung für diesen Kunden sein A. Verkaufen fordert die Aktie B. Kaufen Sie Anrufe auf die Aktie C. Sell setzt auf die Aktie D. Kaufen stellt auf die Aktie Antwort: D. Erläuterung: Dies ist Eine grundlegende Strategie Frage. Der Kunde möchte den Verkaufspreis für die Aktie festlegen oder festlegen. Wenn er kauft setzt auf die Aktie, ist der Verkauf (oder Lieferung) Preis für die Aktie der Ausübungspreis der Put bis zum Verfallsdatum. Die Long-Aktienposition ist bullish, so dass eine Abwärtsbewegung entgegenzuwirken, kauft der Investor puts. Lange Putze sind bärisch. Beispiel 2 Nun können Sie mit der gleichen Frage einen anderen Satz von Antworten betrachten. Kaufen XYZ 50 puts Verkauf XYZ 40 Anrufe Kaufen XYZ 40 puts Verkauf XYZ 50 Anrufe Antwort: C. Erklärung: Diese Reihe von Antworten geht ein bisschen tiefer in die Strategie. Durch den Kauf Put mit einem Streik (Ausübung) Preis von 40 hat der Investor die Lieferung (Verkauf) Preis von XYZ bei 40 gesetzt, bis die Optionen auslaufen. Warum nicht kaufen die 50 put Wenn der Markt bei 40 ist, eine Put mit einem Streik Preis von 50 wäre in das Geld von 10 Punkten. Denken Sie daran, Put mit höheren Streik Preise sind teurer. Im Wesentlichen würde der Investor sein eigenes Geld kaufen, wenn er die 50 in diesem Fall gekauft. Lets versuchen einige andere. Beispiel 3 Ein Anleger kauft 100 Aktien der XYZ Aktie bei 30share und ein XYZ 40 setzte 3, um die Position zu sichern. Über acht Monate schätzt sich die Aktie auf 40share. The Investor ist zuversichtlich, dass die Aktie eine gute langfristige Investition mit zusätzlichen Aufwärtspotenzial ist, sondern ist besorgt über eine kurzfristige Schwäche im gesamten Markt, die seine unrealisierten Gewinne auslöschen könnte. Was ist der maximale Gewinn für diesen Investor 7share 4share 3share Unbegrenzte Antwort: D. Erläuterung: Dies ist ein bisschen Trick Frage. Denken Sie daran: Die Lagerposition hat Vorrang. Eine lange Aktienposition ist bullisch, und sie profitiert, wenn der Markt steigt. Es gibt theoretisch keine Begrenzung, wie hoch der Markt steigen kann. Jetzt können wir einen anderen Blick auf diese Frage: Beispiel 4 Ein Investor kauft 100 Aktien der XYZ Aktie bei 30share und ein XYZ 40 setzen 3, um die Position zu sichern. Die Aktie hat 40 Share in den vergangenen acht Monaten geschätzt. Der Anleger ist zuversichtlich, dass die Aktie eine gute langfristige Investition mit zusätzlichen Aufwärtspotenzial ist, sondern ist besorgt über eine kurzfristige Schwäche im gesamten Markt, die seine unrealisierten Gewinne auslöschen könnte . Wenn XYZ Aktie auf 27 sinkt und der Investor den Put ausgibt, was ist der Gewinn oder Verlust auf der abgesicherten Position Verlust von 3share Gewinn von 4share Verlust von 7share Gewinn von 7share Antwort: D. Erläuterung: Verfolgen Sie das Geld wie in der Grafik unten gezeigt : Heres eine weitere gemeinsame Ansatz für diese Art von Frage: Beispiel 5 Ein Investor kauft 100 Aktien der XYZ Aktie bei 30share und ein XYZ 40 setzen 3, um die Position zu sichern. Die Aktie hat 40 Share in den letzten acht Monaten geschätzt. Der Investor ist zuversichtlich, dass die Aktie eine gute langfristige Investition mit zusätzlichen Aufwärtspotenzial ist, ist aber besorgt über eine kurzfristige Schwäche im Gesamtmarkt, die seine unrealisierten Gewinne auslöschen könnte. Was sind die Anleger, die diese Position ausmachen 40 37 33 47 Antwort: C. Erläuterung: Betrachten Sie das Kreuz in der vorherigen Frage. Die ursprüngliche Investition des Investors betrug 30, und dann kaufte der Investor den Put für 3 (30 3 33). Um seine ursprüngliche Investition und die Optionsprämie zurückzuzahlen, muss die Aktie 33 betragen. Durch die Ausübung der Put hatte der Investor jedoch einen Gewinn von 7share oder 700. Jetzt können wir uns die andere Seite des Marktes ansehen. Short Hedges Short Stock und Long Call Wir haben oben erwähnt, dass die Aktie Vorrang hat. Denken Sie daran: Wenn ein Investor verkauft Aktien kurz, er oder sie erwartet, dass der Markt in diesem Bestand zu fallen. Wenn die Aktie steigt, hat der Anleger theoretisch einen unbegrenzten Verlust. Um sich zu versichern, können Anleger Anrufe auf dem Lager kaufen. Die Short-Aktienposition ist bearish. Der lange Anruf ist bullish. Ein Anleger, der kurzfristig verkauft, ist verpflichtet, die Aktie zu ersetzen. Wenn der Aktienkurs steigt, verliert der Investor. Der Anleger kauft einen Aufruf, um den Kaufpreis festzusetzen oder zu korrigieren. Bis zum Ablauf des Optionsvertrages zahlt der Anleger nicht mehr als den Ausübungspreis der Aktie. (Um mehr zu erfahren, lesen Sie die Short Selling Tutorial.) Beispiel 6 Angenommen, ein Investor hat 100 Aktien der MNO Aktie kurz bei 75share verkauft und ist zuversichtlich, dass der Aktienkurs in den Markt in naher Zukunft fallen wird. Zum Schutz vor einem plötzlichen Anstieg des Preises, würde ein registrierter Vertreter empfehlen, die der folgenden Sell eine MNO setzen. Kaufen Sie ein MNO setzen. Verkaufen Sie einen MNO-Anruf. Kaufen Sie einen MNO Anruf. Antwort: D. Erläuterung: Dies ist eine direkte Strategiefrage. Die grundlegende Definition einer kurzen Hecke ist kurzes Lager plus ein langes Gespräch. Der Investor muss die Versicherung kaufen, um die Aktienposition zu schützen. Nun können wir versuchen, einen anderen Ansatz. Beispiel 7 Ein Anleger hat 100 Aktien der FBN Aktie kurz bei 62 verkauft und kauft eine FBN Jan 65 Call 2. Wenn FBN Aktie steigt auf 70 und der Investor den Anruf ausübt, was ist der Gewinn oder Verlust in dieser Position 2share 5share 8share Unlimited Antwort : B. Erklärung: Folgen Sie dem Geld. Der Investor verkaufte die Aktie kurz bei 62, kaufte den Aufruf für 2, und dann, bei der Ausübung der Aufforderung, 65 bezahlt. Der Verlust ist 5share. Recap: Wie Sie sehen können, sind die langen und kurzen Hecken Spiegelbildstrategien. Denken Sie daran, die Vorratshaltung Vorrang hat und der Investor muss eine Prämie (Kauf eines Vertrages) zahlen, um die Aktie zu schützen. Wenn die Frage bezieht sich auf Schutz, Hedging ist die Strategie. Erstellen Einkommen mit Stock Plus Optionen Die erste und beliebteste dieser Strategien ist das Schreiben abgedeckten Anrufe. (Um mehr zu lesen, siehe Come One, Come All - Covered Calls.) Covered Call Long Stock Plus Short Call Writing (Verkauf) abgedeckten Anrufe ist die konservativsten Optionen Strategien. Erinnern Sie sich, dass, wenn ein Anleger einen Anruf verkauft, er oder sie verpflichtet ist, die Aktie zum Ausübungspreis zu liefern, bis der Vertrag ausläuft. Besitzt der Anleger den zugrunde liegenden Bestand, so ist er oder sie gedeckt und kann ausgeübt werden. Die Serie 7 Prüfung kann Ihnen einen Hinweis, indem Sie das Wort, Einkommen, wie in Beispiel 8, unten. Beispiel 8 Ein Investor besitzt 100 Aktien von PGS. Die Aktie bezahlt regelmäßig Dividenden, zeigt aber nur wenig Wachstumspotential. Wenn der Anleger daran interessiert ist, Einkommen zu erzielen und das Risiko zu senken, sollte der registrierte Vertreter die folgende Strategie empfehlen: Einen Anruf bei PGS kaufen. Kaufen Sie eine Put auf PGS. Einen Anruf auf PGS verkaufen. Verkaufen Sie einen Put auf PGS. Antwort: C. Erläuterung: Dies ist eine klassische, abgedeckte Anrufsituation. Die erhaltene Gesprächsprämie schafft das Einkommen und reduziert gleichzeitig das Abwärtsrisiko. Fügen Sie einige Zahlen, um die Situation und fragen Sie einige zusätzliche Fragen: Beispiel 9 Der Investor ist lang 100 Aktien PGS bei 51 und schreibt eine PGS Mai 55 rufen 2. Was ist der maximale Anleger von dieser Strategie 2share 3share 5share 6share Antwort: D. Erklärung: Wieder folgen Sie dem Geld. Siehe das Kreuz unten: Beispiel 10 Nehmen Sie die gleiche Situation wie in Beispiel 9 und fragen Sie die Frage: Was ist der Anleger Break-even-Punkt 55 53 49 45 Antwort: C. Erklärung: Der Investor besaß die Aktie bei 51. Wenn der Investor den Anruf verkauft Bei 2 wurde der Break-even-Punkt auf 49 gesenkt, da dies nun der Betrag ist, den der Investor gefährdet hat. 49 ist auch der maximale Verlust in dieser Position. Ein gedeckter Anruf erhöht das Einkommen und reduziert das Risiko. Das sind die beiden Ziele dieser konservativen Strategie. Die Strategie funktioniert am besten in einem relativ flachen bis leicht bullish Markt. Investoren müssen bewusst gemacht werden, dass: Short Stock Plus Short Put Eine andere, und viel riskanter, Strategie beinhaltet das Schreiben einer Put, wenn der Investor hat eine Short-Position in der gleichen Aktie. Diese Position ist eine sehr bärische Strategie. Denken Sie daran, die Vorratshaltung hat Vorrang. Beispiel 11 Ein Investor verkauft 100 Aktien MPS kurz bei 70 und gleichzeitig schreibt ein MPS 70 setzen 3. Was ist der maximale Gewinn in dieser Strategie 73share 70share 67share 3share Antwort: D Erläuterung: Der Investor verkaufte die Aktie bei 70 und die Put auf 3. Der Investor hat nun 73share auf dem Konto. Wenn der Markt unter 70 sinkt, wird die Put ausgeübt und die Aktie an den Anleger ausgeliefert, der den Ausübungspreis von 70 für die Aktie bezahlen und die Aktie verwenden wird, um die ausgeliehenen Aktien zu ersetzen. Der Gewinn ist 3share. Folgen Sie dem Geld wie im Kreuz unten: Beispiel 12 Eine weitere Frage in Bezug auf dieses Szenario: Was ist der maximale Verlust Unbegrenzte 3share 70share 63share Antwort: Eine Erläuterung: Der Investor, der eine Short-Position hält, verliert, wenn der Markt beginnt zu steigen. Dieser Investor wird brechen, auch wenn der Markt geht auf 73, denn das ist der Betrag in das Konto. Über 73share hat der Investor Verluste, die das Potenzial haben, unbegrenzt zu sein. Auf der Serie 7 Prüfung gibt es relativ wenige Fragen zu dieser Strategie. Erkennen Sie jedoch den maximalen Gewinn, maximalen Verlust und Breakeven - nur für den Fall. Zusammenfassung Optionen mit Aktienpositionen haben zwei grundlegende Ziele: 1. Schutz der Aktienposition durch Absicherung 2. Erzielung von Erträgen durch den Verkauf einer Option gegen die Aktienposition. Die hier beschriebenen Strategien können entweder sehr riskant oder sehr konservativ sein. In der Serie 7 Prüfung, muss der Kandidat erkennen, welche Strategie Empfehlung erforderlich ist und folgen Sie dann dem Geld, um die richtige Antwort zu finden. (Für alles, was Sie für die Serie 7 Prüfung wissen müssen, siehe unsere Free Series 7 Online Study Guide.) Die Probleme mit Aktienoptionen Das Unternehmen Kosten für Aktienoptionen ist oft höher als der Wert, den risikoaverse und unbestrittene Arbeitnehmer auf ihre Werden. Aktienoptionen sind umstritten. Die Wurzel des Problems liegt in weit verbreiteten Fehleinschätzungen über die Kosten für die Gewährung solcher Optionen, nach Brian Hall und Kevin Murphy schriftlich in The Trouble mit Stock Options (NBER Working Paper Nr. 9784). Aktienoptionen sind eine Entschädigung, die den Mitarbeitern das Recht einräumt, Aktien zu einem vordefinierten Ausübungspreis zu erwerben, in der Regel dem Marktpreis am Tag der Gewährung. Das Kaufrecht verlängert sich um einen bestimmten Zeitraum, in der Regel zehn Jahre. Zwischen 1992 und 2002 stieg der Wert der von den Unternehmen der SP 500 gewährten Optionen von durchschnittlich 22 Millionen pro Unternehmen auf 141 Millionen pro Unternehmen (mit einem Höchststand von 238 Millionen im Jahr 2000). Im Laufe dieses Zeitraums erhöhte sich die Vergütung des CEO stark und wurde weitgehend durch Aktienoptionen angeheizt. Dennoch fiel der CEO-Anteil am Gesamtbetrag der gewährten Aktienoptionen von einem hohen Wert von etwa 7 Prozent in der Mitte der 90er Jahre auf weniger als 5 Prozent im Jahr 2000-2. In der Tat wurden bis 2002 mehr als 90 Prozent der Aktienoptionen an Führungskräfte und Mitarbeiter gewährt. Hall und Murphy argumentieren, dass Aktienoptionen in vielen Fällen ein ineffizientes Mittel sind, Unternehmen und Führungskräfte zu gewinnen, zu behalten und zu motivieren, da die Kosten der Aktienoptionen häufig höher sind als der Wert, den risikoaverse und unbestückte Arbeitnehmer anziehen Ihre Optionen. In Bezug auf das erste dieser Ziele - Attraktion - Hall und Murphy beachten Sie, dass Unternehmen, die Optionen anstelle von Bargeld effektiv bezahlen Kreditnehmer von Mitarbeitern, die ihre Dienste heute im Gegenzug für Auszahlungen in der Zukunft. Allerdings sind risikoaversive unbestätigte Mitarbeiter keine effizienten Kapitalquellen, vor allem im Vergleich zu Banken, Private-Equity-Fonds, Risikokapitalgebern und anderen Investoren. Gleichzeitig beeinflusst die Zahlung von Optionen anstelle von Barausgleich die Art der Mitarbeiter, die das Unternehmen anziehen wird. Optionen können auch hoch motivierte und unternehmerische Formen annehmen, doch kann dies nur dann zu einem Unternehmenswert führen, wenn diese Mitarbeiter - also Top-Führungskräfte und andere Kennzahlen - in Positionen zur Stärkung der Bestände sind. Die überwiegende Mehrheit der unteren Ebenen angebotenen Optionen können nur einen geringen Einfluss auf den Aktienkurs haben. Optionen deutlich fördern die Beibehaltung der Mitarbeiter, aber Hall und Murphy vermuten, dass andere Mittel zur Förderung der Mitarbeiter Loyalität kann auch effizienter. Renten, gezahlte Lohn - und Gehaltssteigerungen und Prämien - vor allem, wenn sie nicht mit dem Aktienwert verknüpft sind, als Option - werden die Mitarbeiterbindung genauso gut fördern, wenn nicht besser, und zu attraktiveren Kosten für das Unternehmen. Darüber hinaus, wie zahlreiche jüngste Unternehmenskandale gezeigt haben, kann die Kompensation der Top-Führungskräfte über Aktienoptionen die Versuchung zum Aufblasen oder anderweitig künstlichen Manipulieren des Aktienwerts inspirieren. Hall und Murphy behaupten, dass Unternehmen dennoch weiterhin Aktienoptionen sehen, wie preiswert zu gewähren, weil es keine Buchhaltungskosten und keine Auslagen gibt. Des Weiteren geben die Unternehmen bei Ausübung der Option häufig neue Aktien an die Führungskräfte aus und erhalten für die Spanne zwischen dem Aktienkurs und dem Ausübungspreis einen Steuerabzug. Diese Praktiken machen die wahrgenommenen Kosten einer Option viel niedriger als die tatsächlichen wirtschaftlichen Kosten. Aber eine solche Wahrnehmung, Hall und Murphy behaupten, führt zu zu viele Optionen für zu viele Menschen. Aus der Perspektive der Kostenwahrnehmung können Optionen eine nahezu kostenfreie Art und Weise sein, Mitarbeiter zu gewinnen, zu behalten und zu motivieren, aber unter dem Gesichtspunkt der wirtschaftlichen Kosten können die Optionen ineffizient sein. Hall und Murphys Analyse hat wichtige Implikationen für die aktuelle Debatte darüber, wie Optionen aufgewendet werden, eine Debatte, die sich nach den Buchhaltungsskandalen mehr erwärmt hat. Vor einem Jahr hat das Financial Accounting Standards Board (FASB) angekündigt, dass es in Erwägung ziehen würde, einen Buchhaltungsaufwand für Optionen zu beauftragen, mit der Hoffnung, dass dies im Frühjahr 2004 verabschiedet werden würde. Der Federal Reserve Chairman Alan Greenspan, Investoren wie Warren Buffet und zahlreiche Wirtschaftswissenschaftler unterstützen die Aufnahme Optionen als Aufwand. Aber Organisationen wie die Business Roundtable, die National Association of Manufacturers, die US-Handelskammer und High-Tech-Verbände gegen Aufwendungen Optionen. Die Bush-Administration-Seiten mit diesen Gegnern, während der Kongress ist auf das Thema geteilt. Hall und Murphy glauben, dass der wirtschaftliche Fall für Aufwendungen Optionen stark ist. Der Gesamteffekt, mit dem die wahrgenommenen Kosten der Optionen in Einklang mit ihren ökonomischen Kosten gebracht werden, wird weniger Optionen für weniger Menschen gewährt werden - aber diese Menschen werden Führungskräfte und technisches Schlüsselpersonal sein, die realistischerweise voraussichtlich einen positiven Einfluss auf eine Unternehmen Aktienkurse. Die Forscher weisen auch darauf hin, dass die derzeitigen Rechnungslegungsvorschriften Aktienoptionen auf Kosten anderer Arten aktienbasierter Vergütungspläne einschränken, einschließlich beschränkter Aktien, Optionen, bei denen der Ausübungspreis unter dem aktuellen Marktwert liegt, Optionen, bei denen der Ausübungspreis indiziert ist Oder Marktperformance sowie leistungsorientierte Optionen, die nur bei Erreichen von Key Performance-Schwellen bestehen. Die derzeitigen Regelungen sind ebenfalls gegen Bargeldanreizpläne vorgedrückt, die kreativ an Attraktivitätssteigerungen der Aktionäre gebunden werden können. Hall und Murphy schlussfolgern, dass Manager und Boards über die tatsächlichen wirtschaftlichen Kosten von Aktienoptionen und anderen Formen der Entschädigung informiert werden können und dass die Asymmetrien zwischen der buchhalterischen und steuerlichen Behandlung von Aktienoptionen und anderen Formen der Entschädigung beseitigt werden müssen. Vorschläge für die Einführung einer Abrechnungsgebühr für Optionsrechte würden die Lücke zwischen den wahrgenommenen und den wirtschaftlichen Kosten schließen. Der Digest ist nicht urheberrechtlich geschützt und kann mit entsprechender Quellenangabe frei vervielfältigt werden.
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Vor 4 Stunden, 6 Monaten Apfel geht New York Times apps in China vor 5h, 5m vor Erinnere dich an diese Theyre machen ein Comeback quotThere ist der Sinn für einige, dass it039s eher wie mit einem Pferd und Wagen, wenn man einen Ferrari haben könnte, sagt Chris Black, Stanzen Ein paar weitere Nummern in eine seiner Jukeboxen. 5h, 45m ago Was löst Typ 1 Diabetes Menschen sind oft überrascht zu erfahren, dass Shelby Payne Typ-1-Diabetes hat - weil ihre identische Zwillingsschwester, Sydney, nicht. Vor 6h, 10m vor Schönheitskönigin will China nicht still lassen Anastasia Lin wollte nur, dass ihr Vater ihr Gesicht sieht. 7h, 7m vor Marissa Mayer zum Rücktritt von Yahoo-Vorstand 7h, 24m vor Orlando Polizist getötet Mann suchte Strafverfolgungsbehörden in Orlando intensiv gesucht Montag für einen Mann im Verdacht der tödlichen Erschießung eines Polizeibeamten, sagte Behörden. 8h, 55m vor Ob Obama leben bis zu seinem Versprechen Die in diesen Kommentaren ausgedrückten Meinungen sind nur die der Autoren. 8h, 56m vor Sanders: Fokus auf die realen Fragen Im Vorfeld seiner Stadtversammlung auf CNN sagt Senator Bernie Sanders, dass es Zeit ist, über ernste Fragen zu sprechen: Das sind die 23 Fragen, die er diskutieren will. 9h, 46m vor Brasilien: Clash von Kulturen über Amazon Dämme Indigene Gruppen und Flussbewohner kämpfen die Regierung und große Konzerne über die riesigen Dämme gebaut, um Brazil039s Energiebedarf zu erfüllen. Vor 14m Trump Schwiegersohn Rolle braucht Überprüfung, Demokraten sagen Eine Gruppe von Demokraten fordern eine Überprüfung in Donald Trump Benennung seines Schwiegersohns zu einer leitenden Rolle. Vor 1 Stunde, 40 Minuten Kolumbien Hängebrücke Zusammenbruch tötet mindestens 11A Hängebrücke in ländlichen Kolumbien aus Brettern und Seil zusammenbricht, töten mindestens 11 Personen. Vor 1h, 58m vor Iran Rafsanjani Tod: Tausende wegen der Teilnahme an Ex-Präsidenten Beerdigung Tausende von Iranern erwartet, um die Beerdigung des Ex-Präsidenten Akbar Hashemi Rafsanjani zu besuchen. 3h, 49m vor Ehemaliger Tennisspieler Nick Lindahl verboten für Match-fixingAustralian Nick Lindahl, einst auf Platz 187 in Singles, ist für sieben Jahre verboten und Geldbuße für Match-Festsetzung. 4h, 15m ago Gambian Minister kündigt in Protest inmitten politischer SackgasseSheriff Bojang wird berichtet, dass in Proteste auf die Präsidenten039s Ablehnung der Übergabe der Macht beendet haben. Vor 4 Stunden, 3 Tagen Neuer Kandidat für fehlende Element in der Erde coreScientists glauben, dass sie die Identität eines quotmissing elementquot im Earth039s Kern etabliert haben. Vor 6 Stunden Stephen Evans: Kann Nordkoreas Kernkraftwerk beendet werdenExamining die verfügbaren Optionen zur Eindämmung Nordkorea039s nuklearen Ambitionen. 6h, 6m vor Wochenende Übung allein hat erhebliche gesundheitliche VorteileCramming alle Ihre empfohlene wöchentliche Übung in ein oder zwei Wochenende Sitzungen ist genug, um gesundheitliche Vorteile zu produzieren, schlägt eine Studie. Vor 6 Stunden Vor einem Jahr auf Die Musikwelt verlor ein Symbol am 10. Januar 2016. Hier sind einige der Dinge, die wir über David Bowie entdeckt haben, seit er gestorben ist. Vor 6 Stunden, 24 Minuten Bereit für battleWyre Davies im Amazonas berichtet über einen Konflikt zwischen riesigen Wasserkraftprojekten und der Umwelt. 6h, 38m vor Chimp Trinkkultur gefangen auf VideoCritically Endangered Schimpansen in der Elfenbeinküste Handwerk extra-absorbierenden Trinkstäbchen, Remote-Kameras zeigen. 6h, 52m vor Instant aber langsam: Der Künstler stricken Instant-NudelnMost von uns schauen Instant-Nudeln als eine schnelle Mahlzeit, aber ein Künstler macht sie in langsame Kunst. Vor 6h, 53m vor Barack Obama: Was er anders gemacht hätte. Ein Blick zurück auf Barack Obama039s Präsidentschaft, und was er anders gemacht hätte. 6h, 57m vor Jared Kushner wird viele seiner Vermögenswerte zu verkaufen, aber Ethik Anwälte Sorge Herr Kushner, der Donald Trumps Schwiegersohn und wird ein Senior White House Berater sein, plant, seine Vermögenswerte an seinen Bruder oder zu verkaufen Vertrauen von seiner Mutter kontrolliert. 3h, 26m vor Muted Response aus der Gesundheit Lobby als Affordable Care Act Gesichter Aufheuchung Fürchten sie werden Ärger der neuen Verwaltung, haben einige Lobbyisten akzeptiert, dass wichtige Bestimmungen werden wahrscheinlich aufgehoben werden und haben ihre Visionen statt auf die Gestaltung eines Ersatzes gesetzt. 5h, 1 m vor Für viele auf Chicagos Südseite, Obamas Abschied werden Persönliche Personen in seiner Heimatstadt klang besitzergreifend, stolz und wehmütig, als er bereit, eine Abschieds-Adresse Dienstag in einem Kongresszentrum neben Lake Michigan geben. Vor 5 Stunden, 5 Minuten Anonymous Bomb Bedrohungen Rattle jüdischen Zentren über östlichen U. S. Die Drohungen, die als unbegründet erweisen, zielte auf so viele wie 16 Schulen und Gemeindezentren, die wenig Zweifel daran, dass die Telefongespräche wurde orchestriert. 5h, 51m vor Betsy DeVos, Trumps Bildung Pick, Wields Reichtum Wie ein Koch Der Stalder der Michigan Politik und Hinterhof der Schul-Gutscheine hat nicht schüchtern über die Förderung ihrer Ziele durch die Finanzierung von Kampagnen gegen ihre Feinde. 6h, 47m vor Airport-Shooting Opfer: Freiwillige und Unternehmer, Vacation-Bound Wie vier der fünf, die am Fort Lauderdale-Hollywood International Airport getötet wurden von denen, deren Leben sie berührt wurden. Vor 8h, 19mh Von Hamiltons Papers, leidenschaftliche Liebesbriefe und ein Jobangebot Bevor Sothebys einen langjährigen Familienstamm von Alexander Hamiltons Dokumenten verkauft, ist die Öffentlichkeit eingeladen, einen Blick zu werfen. 8h, 27m vor Frauen-Marsch auf Washington öffnet stimmungsvolle Dialoge über Race Gespräche um den Marsch am 21. Januar, am Tag nach Donald J. Trumps Einweihung, entfremden einige Frauen, auch wenn Organisatoren die Einheit und Einbeziehung betonen. 9h, 56m ago Jared Kushner zu einem Senior White House Berater für Donald Trump genannt werden Der Umzug Zemente Herr Kushners Rolle als mächtiger Einfluss auf Mr. Trump, seinem Schwiegervater, nach zwei Menschen in der Nähe der Präsidentenwahl . 11h ago Supreme Court Scheint Hürden für die Erstattung von Geldbußen nach Entlassungen Die Richter erschien zutiefst skeptisch gegenüber einem Colorado-Gesetz, das es schwer für kriminelle Angeklagte, deren Überzeugungen sind gekündigt, um Rückerstattungen von Geldstrafen und Rückerstattung zu bekommen macht. 11h, 21m vor Orlando Polizeibeamte erschossen und getötet Manhunt im Gange für suspect Master Sgt. Debra Clayton wurde von einem Mann erschossen, der nach dem Tod seiner Freundin gesucht wurde, sagte die Polizei. Ein anderer Offizier starb bei einem Unfall bei der Suche nach dem Verdächtigen. 11h, 53m vor Meryl Streep Rede Die Golden Globes 2017 Warum Trello, ein einfaches To-Do App, ist Wert 425 Millionen Atlassian bezahlt fast eine halbe Milliarde Dollar für die beliebte Projekt-Management-App Trello. Es ist jeden Cent wert. Der Beitrag Warum Trello, ein Simple To-Do App, ist Wert 425 Millionen erschien zuerst. 7h, 43m vor Das Internet Wont Let Trump Get Away mit Beleidigung Meryl StreepThere sind bestimmte Dinge, die Sie nur can039t tun können. Die Post Das Internet Won039t Lassen Trump Get Away mit Beleidigung Meryl Streep erschien zuerst auf WIRED. Vor 9h, 18m A Mysterious Killer Alge Nur ein wenig weniger PuzzlingA neue Studie macht einen entscheidenden Zusammenhang: Eine Killer-Algen wird besonders giftig in Massen von warmen pazifischen Gewässern wie El Nio. Der Pfosten Eine geheimnisvolle Mörder-Alge gerade erhielt ein wenig weniger Puzzling erschien. 11h, 4m vor Dank AI, Computer können jetzt sehen Sie Ihre gesundheitlichen ProblemeMachine lernen hilft Ärzte diagnostizieren Dinge wie genetische Störungen, Alzheimer039s und Autismus schneller als je zuvor. Der Beitrag Dank AI, Computer können jetzt sehen Sie Ihre Gesundheit Probleme erschienen. 13h, vor 4 Stunden Legos Boost Kit macht Ihre Ziegelsteine in Roboter. RobotsWe039ll wiederholen, dass: Lego Roboter. Die Post Legos Boost Kit macht Ihre Bricks in Robots. Roboter erschienen zuerst auf WIRED. 13h, 4m vor Fiddler Krabben verwenden ihre Riesen Klaue für die beiden Fs: Fightin und FlirtinOne der Fiedler crab039s Klauen kommt Weg, viel größer als die othertotally natürlich. So kann es kämpfen und flirten, natürlich. Die Pfosten-Geiger-Krabben benutzen ihre riesige Klaue für die zwei F039s. Vor 16h, 4m Ein majestätischer Leopard versehentlich nimmt ein Selfie in den Straßen von MumbaiSay Käse. Die Post A Majestic Leopard zufällig nimmt ein Selfie in den Straßen von Mumbai erschien zuerst auf WIRED. 19h, 4m vor Diese Drone-Slinging-Konzept ist wie ein Bond Car für PhotojournalistsUser Erfahrung ist das neue Schwarz, sagt seine College-Junior-Designer. Die Post Diese Drone-Slinging-Konzept ist wie ein Bond Car für Fotojournalisten erschien zuerst auf WIRED. 19h, 4m vor Cantina Talk: Get Ready to Meet Episode VIIIs Version von EwoksSie irgendwie aussehen wie Furbies, anscheinend. Die Post Cantina Talk: Get Ready to Meet Episode VIII039s Version von Ewoks erschien zuerst auf WIRED. Vor 19h, 4m vor Eine einfache Holzlampe mit einer äußerst bezaubernden UIT-Interaktion spiegelt eine Old-School-Pull-Kette, aber der letzte Effekt ist fesselnd - wie there039s einige ungewöhnliche Technologie unter der Oberfläche schwirrt. Der Pfosten Eine einfache hölzerne Lampe mit einem Utterly. 19h, vor 4m Die chemische Industrie mit einer schlechten Reaktion auf neue RegsA Gesetz vergangen durch Kongress letzten Sommer hat die Innovation in der gewerblichen Chemie verlangsamt. Die Post Die chemische Industrie039s mit einer schlechten Reaktion auf neue Regs erschien zuerst auf WIRED. Vor 19h, 4m vorbei Die epische Geschichte von O. J. Gemacht in Amerika CreationLast year039s Achtstundendokumentarfilm wurde von einigen 800 Stunden Aufzeichnung über dem Kurs von zwei Jahren erstellt. Dies ist die mündliche Geschichte, wie es gemacht wurde. Die Post Die epische Geschichte von O. J. Made in. Vor 19h, 5m vor Das iPhone Remade Apple vor 10 Jahren. Jetzt seine Verlangsamung Apple DownSteve Jobs enthüllte das iPhone vor 10 Jahren heute, und es machte Apple das größte Unternehmen der Welt. Aber es kann Apple für immer unterstützen. Die Post Das iPhone Remade Apple vor 10 Jahren. Jetzt It039s. 19h, vor 5m Yahoo ist nicht wirklich weg (zumindest, noch nicht) Yahoo wird Altaba umbenannt und CEO Marissa Mayer wird von seinem Board of Directors nach seinem großen Verkauf an Verizon schließt, nach einer 8-K-Einreichung veröffentlicht Von Yahoo. 6h, 5m vor Far-right Blogger Chuck C. Johnson wird angeblich helfen Tierarzt Trump Administration KandidatenFar-right Blogger Chuck C. Johnson soll Berichten zufolge helfen Mitgliedern der Präsidenten-Wahl Donald Trumps Verwaltung. Laut Forbes, mehrere anonyme Quellen sagen, Johnson arbeitet. 6h, 53m vor NBC didnt Stream die Golden Globes, weil NBC nicht die Rechte haben, um die Golden GlobesBuying Pay TV über das Internet ist im Grunde die gleiche Sache wie Kauf Pay TV vom Kabel-Kerl Strom. Weiter lesen 7h, 16m vor Der Kia Stinger ist eine Sport-Limousine, die in einem Meer von praktischen Produktion Autos sizzelt Für jede Auto Show Regel gibt es eine Ausnahme. Dieses Jahr auf der nordamerikanischen internationalen Autoshow, ist der Ausreißer der Kia Stinger, eine Hinterrad-Antriebsportlimousine. In einer Show, die Skimps auf. 7h, 23m vor Die Google Voice-Website ist Hinweis auf ein großes RedesignIst eine lange, lange, lange Zeit seit Google Voice gewann alle neuen Funktionen oder sogar viel Aufmerksamkeit von Google erhalten. Aber es scheint, dass zu ändern. Könnte sein. Hoffentlich. Heute theres. 7h, 36m vor Parrot schneiden ein Drittel der Drohne Personal in der neuesten Industrie AbschwungFranzösische Drohnenmacher Parrot sagte heute, es wäre die Entlassung ein Drittel der Mitarbeiter, oder etwa 290 Personen, in seiner Drohne Division. Die Nachrichten wurden als Teil der jüngsten vierteljährlichen Ergebnis bekannt gegeben. 7h, 55m vor Verizon erhöht die Upgrade-Gebühr auf 30, setzt 200GB auf unbegrenzte Daten PläneLetzte Woche während der CES, Verizon ruhig erhöht seine Upgrade-Gebühr von 20 bis 30. Diese Gebühr wird angewendet, wenn ein Kunde entweder ein Telefon kostet direkt oder teilt Zahlungen auf Monatlich mit. 8h, 48m vor Die Twin Peaks Revival Premiere am 21. MaiDavid Lynchs Twin Peaks Revival offiziell hat ein Premieren-Datum, berichtet TheWrap. Nach Showtime CEO Dave Nevins, wird die Serie am 21. Mai debütieren, mit viel von der ursprünglichen Besetzung in. Vor 8h, 53m vor Neodriven ist ein Rückspiegel Ersatz, die Ihr Auto halbautonomeIn Ende 2015, iPhone und PlayStation 3 Hacker George machen kann Hotz zog ein Projekt, das wie ein Traum klang: seine neue Firma würde ein 1.000 Verbraucherprodukt produzieren, das Ihr Auto gewähren könnte. Vor 9h, 57m vor Xbox Exklusives Action-Spiel Scalebound wurde abgesagtOne der Xbox Ones größten kommenden Spiele ist nicht mehr: heute hat Microsoft gezeigt, dass das Action-Spiel Scalebound abgesagt wurde. Nach sorgfältiger Überlegung hat Microsoft Studios die. 10h, 17m vor Razer hatte zwei Prototyp-Laptops gestohlen bei CESRazer CEO Min-Liang Tan sagt, dass zwei Prototyp-Geräte wurden aus dem Stand der Gesellschaft CES gestern gestohlen. Tan nicht identifizieren, welche Geräte wurden genommen, sondern ein Vertreter der. 10h, 30m vor Sind schicke High Heels brillant oder terribleA Französisch Firma namens Zhor-Tech zeigte zwei Paare von Smart High Heels auf der CES letzte Woche und fügte hinzu, dass die Liste der Tech-Unternehmen, die versuchen, Frauen anzuregen mit einer Vielzahl von. 10h, 57m vor Indianischer Soldat rants über schlechtes Essen, gezwungen, auf nüchternen Magen schlafen, Video geht viral Ein indischer Soldat hat eine herzliche Bitte an die country039s Premierminister in einem Facebook-Video, das viral gegangen ist. Aus all den falschen Gründen. SIEHE AUCH: Ein evokatives Skizzenbuch verfolgt eins. Vor 9m Die Menschen sind entsetzt, dass die Texas Gouverneur gab Taiwans Präsidenten ein clockTimepieces kann eine gute Idee für ein Geschenk in den meisten Teilen, aber nicht in der chinesischen Sitte. Netizens sind empört, dass taiwanesische Präsident Tsai Ing-wen erhielt eine Uhr am Sonntag während ihres Aufenthalts in Houston. Vor 36 Minuten Deshaun Watson foreshadowed seine Meisterschaft Heldentaten für Clemson in einem unheimlichen Tweet 4 Jahre agoClemson Quarterback Deshaun Watson blendete seinen Weg in die Uni-Football-Unsterblichkeit, indem er für 420 Meter und drei Touchdowns beim Laufen für noch eine weitere Partitur Montag Abend. Watson führte seine Tiger. Vor 50m Dudes Drohne Video zeigt Sommer in dieser Stadt besser als ein Tourismus adStephen Greenwood ist ein Kalifornier, der seine Zeit in Sydney, Australien dokumentiert, mit ein wenig Hilfe von seiner Drohne. Das Filmmaterial ist echt faszinierend und weit überragend. 1h, 22m vor Chris Hemsworths Kinder beobachten ihn im Fernsehen an der Golden Globes ist zu adorableLoathe der Gedanke, Kinder zu haben Nun, vielleicht wird dieses Foto Ihre Meinung ändern. Könnte sein. It039s von Chris Hemsworth039s Kinder beobachteten ihn im Fernsehen während der Golden Globes am Sonntag und von Gott. 2h, vor einer Stunde Protest-Hymne für Aborigine Frau, die im Gefängnis starb, nutzt CCTV-Filmmaterial zu mächtigen effectIt039s wurden weniger als einen Monat seit störenden CCTV-Footage einer jetzt verstorbenen indigenen australischen woman039s Behandlung in Custody rasselte Australien. 22-jährige Yamatji-Frau, Julieka Dhu, war. Vor 2 Stunden, 24 Minuten Man versucht 73 Stunden Rasen Bowling-Rekord, sondern macht einen Schlüssel errorThere039s viele Rasenschüsseln Spieler in Australien und rund um den Globus, so there039s sicherlich ein Weltrekord draußen für den Sport. Was Shayne Barwick dachte, als er zu brechen suchte. 2h, 56m ago Tom Hiddleston denkt, seine Golden Globes Rede war so krassig wie Sie doTom Hiddleston wird oft als charmant ungeschickt, aber seine Golden Globes Akzeptanz Rede am Sonntagabend schwang in ernst Kringe-würdig Territorium. Jetzt der britische Schauspieler, der Bester Schauspieler gewann -. 4h, 4m vor Sehr buff ref wird früh Stern der Hochschule Fußball-NationalmeisterschaftThe frühen Stern der Montag night039s College-Fußball-Nationalmeisterschaft Spiel zwischen Alabama und Clemson spielte weder für die Crimson Tide noch die Tiger. Nein, der frühe Stern war ein ref an. Vor 4 Stunden, 5 Minuten Stemzellen könnten eines Tages ersetzen die Arbeit der Zahnfüllungen, Studie zeigt die Stammzellen in unseren Zähnen kann erregt werden, um Chips, Risse und Hohlräume zu füllen, sagen Forscher, und die Ergebnisse könnten eines Tages machen zahnärztlichen Zement obsolet. Die Arbeit wurde nur in Mäusen durchgeführt. 4h, 19m vor Former Obama Aides hinter Keepin It 1600 starten einen neuen Podcast für die Trump eraIt039s nicht nur ein neuer Präsident ab 2017. Das Team hinter dem beliebten Keepin039 It 1600 politischen Podcast startete eine neue Online-Medien-Unternehmen Montag mit dem rechtzeitigen Namen Crooked Media . Es. 4h, 27m vor The Little Kids Bag Kleine Kinder tragen herum Taschen zu, weshalb Flickr User Pack Config ihre Söhne Tasche gepackt, verpackt mit all den Dingen ein wenig kid needs. Lesen Sie mehr. Vor 6 Stunden, 5 Minuten Upgrade Ihre hartgekochten Eier mit einem schnellen SearHard gekochte Eier sind ein Protein verpackt Snack, ein Salat Topping, oder sogar eine Sandwich-Füllung. Wenn Ihre ein wenig langweilig sind, versuchen Sie, ihnen eine schnelle Sear. Es klingt seltsam, aber es funktioniert. Weiterlesen. Vor 7 Stunden, 5 Minuten Remains of the Day: Neueste Windows 10 Vorschau Has F. lux-Like FeaturesMicrosoft gerade veröffentlicht eine signifikante neue Vorschau der work-in-progress Windows 10 Creators Update veröffentlicht. Es gibt eine Reihe von neuen Funktionen, einschließlich f. lux-ähnliche Funktionalität, die die Farbe ändert. 7h, 35m vor Match und ersetzen Molding in Ihrem Haus mit Hilfe von einem Profil JigDamaged Formteil entlang der Böden und Decken Ihres Hauses müssen ersetzen, aber einige Formteile sind sehr verziert, vor allem, wenn das Haus alt ist. Heres, wie man ein einfaches Werkzeug, um das Profil eines. 8h, 5m vor Sparen Sie Tonnen Geld auf Reisekosten mit Inverse Vacation PlanningBetween die Flugtickets, Hotelzimmer und Mahlzeiten, besuchen Sie die Orte auf Ihre Eimer Liste kann ziemlich teuer werden, wenn Sie gehen Jagd gehen. Wenn Sie etwas Geld sparen, während die Befriedigung Ihrer. 8h, 35m vor Wie zu schaffen und Erfolg auf persönliche Ziele in der kommenden JahrGoals wurden ein zentraler Teil meiner persönlichen, beruflichen und finanziellen Erfolge, solange ich mich erinnern kann. Ich erinnere mich an persönliche Ziele setzen, auch als Kind, wie persönliche Sommerlesung. Vor 9h, 5m vor drei Möglichkeiten, Char Gemüse für schmackhafte SalsasSome Gemüse schmecken nur besser verbrannt, vor allem, wenn Sie sie in einer Salsa mischen. Hier sind einige einfache Möglichkeiten, Salsa Zutaten in der Küche. 9h, 35m vor Der Concourse Wir brauchen, um die Reichen aber stattdessen tun das Gegenteil der Slot Trump versuchen, die Concourse Wir brauchen, um die Reichen Steuer aber stattdessen das Gegenteil Der Slot Trump wird versuchen, seine Son-in - JETZT KAUFEN Jared Kushner Als Senior Adviser Gizmodo Trump Just Dismissed the People in. Vor 9h, 45m vor Chrome hat eine Option zum Exportieren von Passwörtern, Heres Wie man ItWeve erwähnt immer wieder, dass Chromes Passwort-Manager ist nicht sehr sicher, aber es war nie sehr Einfach zu beachten, dass Beratung, wenn Sie wollten von vorne anfangen. Ghacks 10h, 5m vor Strecken jeder Körperteil mit diesem ChartIf haben Sie Mühe herauszufinden, die beste Möglichkeit, einen bestimmten Muskel zu dehnen, versuchen Sie dieses Diagramm, das eine riesige Auswahl an Strecken für jeden Körperteil hat. Die Strecken sind einfach, mittel und hart angeordnet. 10h, 35m vor Die 16 beliebtesten Produkte von 2016, wie von YouHeres gekauft, was Sie selbst behandelt, um wegzunehmen den Schmerz von 2016.Lesen Sie mehr. Vor 11h, 5mat Ask a Expert: Alles über Geld sparen auf Ihre Energie BillMost Menschen nicht erkennen, dass sie Optionen haben, wenn Sie sich für einen Energieversorger. Je nachdem, wo Sie leben, können Sie eine Vielzahl von Utility-Unternehmen zur Auswahl haben. Außerdem. 11h, 20m vor Airmail for iPhone fügt benutzerdefinierte Aktionen, Workflow-Integration und MoreiOS: Airmail ist die am meisten anpassbare E-Mail-App auf dem iPhone und heute theyre Hinzufügen zu den Anpassungsmöglichkeiten mit neuen Workflow-Integration, benutzerdefinierte Aktionen und vieles mehr. 11h, vor 35m Strange neue Klage gegen langfristige Investor Michael Goguen wird fallengelassen Anfang letzten Monat haben wir Ihnen erzählt über eine bizarre neue Klage mit langjährigen Venture-Kapitalisten Michael Goguen, dessen Karriere bei Sequoia Capital Ende letzten Jahres endete, nachdem er in einem salacious verklagt wurde. Vor 21 Stunden Crash Report Atlassian kauft Trello Atlassian kauft Trello für 425 Millionen, Uber-Debüts Movements zur Überwachung von Verkehrsdaten, Netflix und Amazon bekommen ein paar Golden Globes, Amazon kauft harvest. ai und die CES Hardware Battlefield Gewinner ist. 3h, 4m ago Liberty ist Crowdfunding eine rechtliche Herausforderung an UK ÜberwachungsgesetzCivil Freiheiten Gruppe Liberty hat eine Crowdfunding-Kampagne zur Finanzierung einer UK High Court Herausforderung an die Bulk-Mächte im neuen nationalen Überwachungsrecht enthalten gestartet. Lesen Sie weiter 7h, vor 5m Marissa Mayer resigniert von Yahoo-Board als Unternehmen benennt sich AltabaDespite Schluckauf, ist Yahoos geplanten Verkauf an Verizon noch voran, aber einige Teile des Unternehmens werden zurückgelassen und umbenannt Altaba Inc. Yahoo hängt an seinen 15 Prozentanteil in. 7h, 34m vor Bumble startet Video-Geschichten zu zeigen, mehr von Ihrem MatchBumble wird bald Release BumbleVID, die es Benutzern aus der ganzen Dating-Plattform, um eine Geschichte mit unbegrenzten 10-Sekunden-Videos, die jeweils nach 24 löschen wird Std. Heres, wie es wird. 8h, 4m vor CyberPowerPC intros VR-ready PC für 499 oder 1100 mit Oculus RiftCyberPowerPC hat einen neuen Einstiegs-Virtual Reality-ready vorgefertigten PC mit AMDs Radeon RX 470 an Bord für 499 bei Best Buy und Amazon eingeführt. Das ist eine neue Low für on-the-shelf VR-fähig. 8h, 27m vor Feiern Sie den iPhones 10. Geburtstag, indem Sie die fröhliche ursprüngliche AnkündigungThe iPhone verwandelt 10 heute, zumindest wenn Sie beginnen Zählung von dem Tag war es angekündigt. Warum also nicht ein paar Minuten dauern, um diesen Tag mit all seiner Aufregung und dem greifbaren Stolz von Steve zu erleben. 8h, 34m vor NHTSA Chief Counsel Paul Hemmersbaugh hat die Agentur verlassenPaul Hemmersbaugh, Chief Counsel für die Abteilung für Transportwesen National Highway Traffic Safety Administration (NHTSA), hat die Agentur verlassen. NHTSA bestätigt Hemmersbaughs Abfahrt nach. 8h, 41m vor Kayak Mitbegründer Paul English erhöht 15M für seine Reise startup LolaLola, ein Startup, das Reisende mit Live-Reisebüros verbindet, hat 15 Millionen in der Serie B finanziert. Der Bostoner Startup wurde von Paul English gegründet, der zuvor mitbegründete und diente. 8h, 42m vor Will US-Sanktionen gegen Russland beheben CybersicherheitDie Vereinigten Staaten hat endlich ein umfassendes Paket von Reaktionen auf Russen 2016 Einfluss auf die Operation gegen die US-Wahlen angekündigt. Dies ist eine signifikante Antwort, aber eine genauere Lektüre der. 9h, 4m ago Times AI-powered time tracking app will help you stop procrastinatingDo you like making lists of things to do, but then fail to accomplish the items youve laid out A new application aimed at those with a tendency towards procrastination can help. Instead of a simple. 9h, 52m ago Parrot to cull its drone division by over a third Up to 290 jobs could go after the company039s 2016 fourth quarter failed to hit targets. 2h, 15m ago Drew Barrymore feeds on flesh in new Santa Clarita DietBloody good, or in bad taste The actress chows down on humans in the Netflix comedy-horror series, which also stars Timothy Olyphant. 2h, 44m ago Moths take tiny cars out for a spinThe silkmoth is led by pheromones to drive the vehicle to the target. 4h, 4m ago Googles AR project Tango lets museum visitors delve deeperPartnership uses platform039s augmented reality capabilities for a wider view of exhibits. 4h, 38m ago VP Joe Biden urges health startups to help fight cancerVeep039s surprise visit to SF to discuss battling cancer at conference comes as Trump wants to dump Obamacare. 5h, 14m ago Justice League looks ready to rumble in steamy new photoBatman039s wearing the Tactical Batsuit, and Wonder Woman shines, but it039s Aquaman who makes the most waves. 6h, 21m ago Twin Peaks revival debuts in May with two-hour premiereAgent Cooper returns in David Lynch039s quirky murder mystery series on Showtime starting May 21. The show will run for 18 episodes. 6h, 53m ago Marissa Mayer to resign from Yahoos board after Verizon dealThe leftover part of the company after the Verizon deal, which owns a 36 billion stake in Alibaba, will be renamed quotAltaba. quot 7h ago Battle of the CES 2017 coffee and tea robotsSeveral companies at CES 2017 had robots that made hot caffeinated beverages. While all these robots drew crowds, not all were created equal. 7h, 2m ago Apple said to be working on AR glasses with Carl ZeissThe tech titan is working with the German optics maker to create lightweight augmented reality glasses, according to tech evangelist Robert Scoble. 7h, 10m ago Man gets 128 ticket for leaving car running in his own drivewayCommentary: On Facebook, thousands are enthralled by what happened to a Best Buy employee in a Michigan town. 7h, 57m ago Our favorite three things out of CES 2017 (The 3:59, Ep. 158)For our last show at this year039s CES, we get a visit from Zero Zero Robotics co-founder, discuss 5G and VR, and round up the most interesting stuff we saw at the show. 8h, 26m ago Mario and pals are coming back to UK Happy Meals this week The most famous Italian plumber, well. ever has been unexpectedly popping up all over the place lately. But skateboard shoes, late-night TV and smartphones were just the beginning. Now Mario is sliding. 1h, 19m ago Ford is bringing Chariots on-demand shuttles to 8 cities in 2017When Ford bought up San Francisco-based public transit alternative Chariot last year, the automaker promised to roll its private commuter shuttle service out to even more cities in 2017. Today at the. 2h, 33m ago Disappearing videos are coming to a Bumble profile near youThe next way dating app Bumble is separating itself from Tinder is video. If you039re familiar with Snapchat Stories or Instagram039s ephemeral offerings, BumbleVID should sound be pretty. 3h, 21m ago Parrot lays off 290 drone division employeesIt was a disappointing holiday season for French drone maker Parrot. The company announced Monday that it will lay off about 290 employees -- or more than a third of the employees currently working on. 4h, 2m ago MIT model reveals role of inhibitory neurons in the brainRecent digital tech advancements have produced prototype artificial neurons and light-based neural networks, but we039re still discovering ways our brain actually works. Researchers at MIT have built a. 4h, 57m ago Showtimes Twin Peaks revival will finally premiere in MayYou can breathe easy now. Showtime might have missed its 2016 target for the Twin Peaks revival, but it039s still full steam ahead for the series039 creators. In fact, you won039t have to wait. 5h, 47m ago Google Voice updates are imminentThe useful (and slightly neglected) Google Voice app hasn039t seen many changes since the company cleaned up its voice transcriptions and integrated with Hangouts in 2015. Before that, the last major. 6h, 17m ago FDA warns that certain pacemakers are vulnerable to hackingAccording to a cybersecurity notice from the Food and Drug Administration, certain pacemakers and cardiac devices are currently vulnerable to hacking. Although security researchers have warned about the. 6h, 51m ago Marissa Meyer to resign from Yahoos board of directorsMarissa Mayer has been virtually synonymous with Yahoo ever since she took the helm, but things are about to get a bit muddier now that the Verizon039s acquisition is near closing. Yahoo has announced. 7h, 31m ago Windows 10 Creators Update will add tab previews and a night modeWindows 10039s Creators Update will have its fair share of pleasant surprises, apparently. Microsoft has released a new Windows Insider preview that stuffs in quite a few new features, some of which. 8h, 3m ago Final Fantasy XV out-of-bounds glitch reveals an unused open worldThe world of Final Fantasy XV feels enormous, stretching out for miles across freeways, plains, lakes and mountains -- but in the game039s closing act, that open world becomes incredibly linear. 8h, 30m ago Volvo is testing self-driving cars with real familiesPicture a self-driving car test in your head and you probably see an engineer or two scrutinizing data. and no one else. Everyday people, if they039re present at all, tend to be relegated to the. 8h, 57m ago Microsoft cancels Xbox One exclusive ScaleboundIf you039ve been anticipating Platinum Games039 Scalebound ever since it was unveiled in 2014, you039re about to get some crushing news. In the wake of leaks from Kotaku and Eurogamer, Microsoft. 9h, 25m ago Verizons upgrade fees are now 10 more expensiveIt039s about to get more expensive for Verizon subscribers to upgrade to a new phone. When the carrier added a 20 fee in 2016 to its plans, a leaked memo indicated that the move was to cover. 9h, 52m ago You know how cop cars piled into each other in old comedy movies Thats how the Moon was built, say boffins Moonlets glommed together The birth of the Earths Moon didnt begin with a single huge collision rather it grew as lots of baby moons from smaller impacts fused together, according to a new. 7m ago Autocomplete a novel phishing hole for Chrome, Safari crims Hidden forms capture LastPass autofill Phishers have a new tool in their arsenal with the discovery that web browsers Chrome and Safari along with LastPass will autofill hidden registration form fields. 1h, 8m ago Happy 20th birthday RADIUS In January 1997, the Internet learned to count January 2017 marks the twentieth year since the birth of an important Internet Request for Comment a then-new way to account for customer039s use of. 2h, 9m ago St Jude patching Merlinhome heart kit Be still my beating heart Months after steadfastly denying its heart implants have serious security vulnerabilities, St Jude now owned by Abbott Laboratories has issued a patch. 3h, 8m ago Two years on, thousands of unpatched Magento shops still being carded German infosec agency: 039Patch Patch PAAAATTCCCCHHHH More than 6,000 online stores running eBay039s Magento platform have been hacked with credit cards stolen under a campaign that could span. 4h, 8m ago Too much landfill, too little purpose: CES 2017 Tech sector needs decluttering In the nearly 25 years since last walking the showfloor at the Consumer Electronics Show, the video game industry spun off its own show - E3 - while once-dominant television. 5h, 8m ago Is Yahoo dead Why web biz will rename to Albata the truth Verizon deal looks like it could go ahead Marissa Mayer, the CEO of perennial drain-circler Yahoo. will step done from its board of directors, along with five other members, after Verizon finishes. 5h, 16m ago Asteroid nearly gave Earth a new feature, two days after its discovery First flyby for 2017 On Saturday, the Catalina Sky Survey spotted a near-Earth asteroid of respectable heft and today, it passed between us and the Moon. 6h, 1 m ago Fitbit throws fit, emits writ for outfits non-hit, rather sht, Fitbit kit Reseller accused of passing off malfunctioning health bands as refurbished gear Fitbit has sued a company it accuses of deliberately selling shoddy units. 6h, 30m ago Oz regulator trims broadband prices 039Just a little off the top, barber039 The Australian Competition and Consumer Commission yesterday suggested trimming the price of wholesale broadband connections. 7h, 1 m ago Renault goes open-source with next-gen leccy buggy you might generously call a car While Google pushes its onboard sensor package Renault is embracing open source with its new car an electric vehicle named POM. 7h, 49m ago What happens in Vegas doesnt stay in Vegas: Razer prototypes nicked Gaming house039s hot work-in-progress gear just got hotter CES 2017 The head of gaming PC company Razer says someone stole a pair of prototype devices from its booth at the CES conference. 8h, 20m ago Stop us if youve heard this one before: Seamen spread over California Swarm. Huh. What is it good for A cluster of robo-Top-Guns over China Lake Video In October, three FA-18 Super Hornet jets dropped an unusual payload into the air over the US Navy039s China Lake. 8h, 41m ago Clemson Scores With 1 Second Left To Beat Alabama, Win National Championship Clemson knocked off top-ranked Alabama, 35-31, to win the college football national championship on Monday night in Tampa. Tigers quarterback Deshaun Watson, who threw for three touchdowns and 420 yards. 28m ago California Can Stop Trumps Wall In Court, Warns State Official Californias lieutenant governor has warned that the state can use an environmental lawsuit to block President-elect Donald Trumps efforts to build a border wall. The state could sue under the. 55m ago Trevor Noah Compares Trump Surrogates To Bizarre Cirque Du Soleil The way that President-elect Donald Trump denies doing things that were caught on tape, such as making fun of a disabled reporter, suggests the next four years will be a real circus. But what kind Trevor. 1h, 4m ago STEEL RAIN - Ep. 18 Updated every TuesdayCopyright 2015 RollingStory Inc. -- This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption. 1h, 11m ago Cory Booker To Testify Against Jeff Sessions: Its A Call To Conscience WASHINGTON Throughout his four years in the Senate, Cory Booker has remained relatively uncontroversial. On Wednesday, that will change when the New Jersey Democrat testifies against the nomination of. 1h, 21m ago House Conservative and Senate Moderates Teaming Up To Pump The Brakes On Obamacare Repeal WASHINGTON As moderate Senate Republicans push to slow down an Obamacare repeal, they are are finding common ground with one of their most unlikely allies in Congress: House conservatives. Members of. 1h, 35m ago A Half-Dozen GOP Senators Just Fired A Big Warning Shot On Obamacare Repeal Anxiety about repealing Obamacare without a replacement got a lot more visible in the U. S. Senate on Monday evening, as a half-dozen Republican senators called publicly for slowing down the process. Its. 2h, 35m ago Heres How President Trump And Incoming HHS Secretary Tom Price Can End The Nations Addiction Crisis With the fate of the Affordable Care Act still up in the air, it039s not clear what health care will look like under President-elect Donald Trump. But as the opioid crisis rages on, Trump039s. 2h, 53m ago The Business Case For Global Health In The Trump Administration The following post was originally published at The Hill on January 5, 2017.As President-elect Trump considers submitting a fiscal year 2018 budget request to Congress, scores of government funding issues. 3h, 5m ago President-Elect Trump: Have That Burger With Kim Jong-Un President Elect-Trump, Full disclosure: I did not vote for you, nor do I support most of your policies and positions. Yet, there was a moment at one of your rallies last June when I completely agreed with. 3h, 7m ago Presidential Transition Day: Some Interesting Stories Protocol dictates that the outgoing President leaves a note to be read by his successor upon taking office. This practice began when Ronald Reagan left a note for his successor George H. W. Bush. 3h, 9m ago Apple might be working on AR glasses with Carl Zeiss We heard last year that Apple was exploring the possibility of developing augmented reality hardware, and it seems like the company might be edging closer to that goal in the months since that initial. 33m ago Trello acquired by Atlassian for 425mProject management app Trello has been acquired by Atlassian the makers of the JIRA suite of services for software development teams for 425 million. The purchase will help Atlassian round out. 2h, 3m ago Yahoo renamed Altaba as CEO Marissa Mayer resignsIts the end of an era: Yahoo as we know it is no more. While we already knew most of the venerable company was being sold to Verizon a 4.8 billion purchase the remainder of company today. 6h, 51m ago Razer offers a 25,000 reward for information on stolen Project Valerie protypesRazers Project Valerie a ludicrous triple-screen laptop with insane specs was quite possibly the best thing at CES 2017. Then two of Razers prototypes were stolen. Now the company is. 7h, 39m ago Windows 10 gets a blue light filter, emoji shortcut, and more in huge Insider updateThe newest Windows 10 Insider Build (15002) is one of the biggest updates Ive seen leading up to the Creators Update launching publicly in the coming months. One of the new features in tow is a blue. 8h, 15m ago This VR headset is the size of a pair of sunglasses but can rival the Oculus RiftA VR headset that can be worn like a pair of regular glasses is pretty much the holy grail of the technology (until we get VR contact lenses, anyway). But while I expected decent VR glasses to be at least. 9h, 25m ago Nokia gets Siri-ous about smartphones as it trademarks new AI assistant VikiApple has Siri, Google has Now (as well as Assistant), Samsung recently acquired Viv, and now it appears Nokia has set sights on building its own artificial intelligence assistant and it seems its name. 13h, 58m ago Mario and Luigi: Now a McDonalds Happy Meal toySuper Mario Bros is enjoying a bit of a revival at the moment, thanks to the runaway success of Super Mario Run and the nostalgia-tastic NES Classic Mini. Case in point: Mario, Luigi and friends are. 14h, 31m ago Samsung might drop a limited batch of Galaxy S8 earlier than expectedIt appears the much-awaited Galaxy S8 might hit the shelves earlier than expected. A new report suggest Samsung is considering releasing a limited batch of its upcoming flagship handset ahead of its. 15h, 23m ago Porn company opens dedicated VR rooms with fulfilling environment in Tokyo (NSFW)Japan sure knows how to put new technology to good use. Local pornographic producer with the wildly misleading name Soft on Demand has opened a new location in Tokyo where visitors can rent a private room. 17h, 7m ago Bore yourself to happinessAh the good old days when life was simple. You did the same job your dad did, and which his dad did before him. Perhaps you had kids, and stayed home to raise them. Maybe you owned a few books. 17h, 34m ago Razers incredible CES prototypes got stolen because people are dicksIts the ultimate five-finger discount. As CES 2017 was coming to a close, someone helped themselves to two of Razers tantalizing new prototype devices. Ive just been informed that two of our. 18h, 4m ago Martin Shkreli harasses a journalist, Twitter gives him the boot as it shouldThe pharma bro is out. Twitter confirmed it has temporarily suspended Martin Shkreli after the former hedge fund manager targeted Teen Vogue writer Lauren Duca in a rash of tasteless and abusive. 18h, 49m ago 1 Stroke Drawings By Will Scobie Click to unmute Source: YouTube While most of us struggle to draw anything, British illustrator Will Scobie is able to create amazing drawings with a single. 15h, 4m ago Woman Drops Everything To Save This Sad Senior Dog After Seeing His Picture On FacebookWhen Christina Morgan saw a Facebook post about Jaripo the senior doggie to be put down, she knew she had to save him. I saw that this little (dog) was breaking the internet, Morgan told The Dodo. 15h, 8m ago Quarter Mile Of Mirror Poles Reflect The Tides Of Californias Laguna BeachPhillip K. Smith is an American artist who explores perceptions of light, color, and space and he found the best place to do it. Smith installed nearly 250 mirrored posts on a coast in Laguna Beach. 15h, 13m ago Clever Popeye Street Art In Istanbul By Semi O. KWhile some artists just see boring walls that need to be painted, others also notice the surroundings. This piece by Turkish artist Semi O. K, located in Istanbul, is a perfect example of that. Popeye is. 15h, 34m ago Man Rescues Frozen Bird With His BreathA kind man named Nelson Wilson was feeding horses when he saw a house finch frozen onto a steel fence. On New Years morning I noticed a solitary sparrow perched upon the steel fence near the water. 15h, 49m ago Felt Dragons By Russian Artist Alena Bobrova15h, 55m ago Unexpected Comic Shows Why Kids Are The Best ThingKids are great. They love to play, they help you to slow down and appreciate the little things in life, and theyre often unintentionally hilarious in the most unexpected of ways. Show Full TextCheck out. 16h, 2m ago 20 Of The Most Heartwarming Historical Photos Ever Will Certainly Make You SmileA Few Seconds Before Happiness, 1955 Austrian Boy Receives New Shoes During WWII source Happy French Girl And Her Cat, 1959 Best Friends source Girl Playing For Her Dog Brownie Gets The Milk As. 16h, 16m ago 10 Of The Most Brutal Things Grandmas Have Ever SaidIf your grandma iswas anything like mine, she goes straight to the point without even hesitating. No matter how harsh what she has to say is. Show Full TextDont know what Im talking about Check out. 16h, 32m ago This Baby Girl And Her Kitty Sleep Together From The First Day They MetHer parents call this little girl a cat whisperer, and for a good reason from the moment she met her familys new kitty, the two have been inseparable. This girl LOVES cats and they love. 17h, 41m ago 30 Times Ryan Reynolds Was The King Of TwitterFunny Ryan Reynolds Tweets source Funny Ryan Reynolds Tweets source Funny Ryan Reynolds Tweets source Funny Ryan Reynolds Tweets source Funny Ryan Reynolds Tweets source Funny Ryan Reynolds. 17h, 44m ago 20 Funny-Shaped Fruits Vegetables That Will Make You Look TwiceI Am Froot source Emo Carrot source A Duck-Shaped Tomato A Long-Faced Eggplant source This Pumpkin Stem Looks Like A Dragon source This Onion Looks Like An Angry Bird source My Pepper Looks Like A. 18h, 38m ago Prototypes of Razer triple screen gaming laptop stolen submitted by ustevesim28 to rgadgets link comments 3h, 9m ago Tom Hardy Is Waiting for the Call to Come on Mad Max Sequelssubmitted by uNinjaDiscoJesus to rmovies link comments 3h, 40m ago How my graphic designer sister likes to send my Christmas presents. submitted by usmellypants to rpics link comments 4h, 36m ago Things Got Crazy In Badmintonsubmitted by uMagicWade to rsports link comments 4h, 55m ago Ladies and Gentlemen, The Mayor of Montrealsubmitted by uJustsomeguoy to rgifs link comments 5h, 32m ago TIFU by throwing a rock in the middle of the road and causing a major accident was waiting for the bus in one of the busiest roads in my city. i was starting to get bored as i had to wait 2 hours for the bus to arrive and i had no battery and i knew no one at the bus station. so i. 5h, 39m ago A 1,000-foot-thick ice block about the size of Delaware is snapping off of Antarctica submitted by uHarryGilesIII to rworldnews link comments 5h, 51m ago This ad for the Nintendo Switch reveal is a callback to the first ad for the NESsubmitted by utriforce4ever to rgaming link comments 6h, 1 m ago I ate Lego Wedding Cakesubmitted by uEmzkel91 to rfood link comments 6h, 3m ago TIL that after his crimes were discovered, serial killer Marcel Petiot grew a beard and joined the police using the alias Captain Valeri. Valeri was assigned to find Petiot until someone recognized him, months later. submitted by umasiakasaurus to rtodayilearned link comments 6h, 7m ago Baltimore, Maryland. OC (1242 x 1207)submitted by uyarmles to rcreepy link comments 6h, 30m ago Three men try to untangle a bike from an electric fencesubmitted by ualbumfive to rvideos link comments 6h, 38m ago Holy Grail of Fashion History A skirt believed to have belonged to Elizabeth I -- probably the one depicted in The Rainbow Portrait -- has been discovered in St. Faith039s church (Bacton, Heresfordshire), serving as an altar-cloth. 2h, 34m ago Reviewing the Unreviewable Restaurant NYT039s Pete Wells, arguably the most influential restaurant reviewer in the US, visits Locol, a new restaurant venture with a significant social agenda, to bring accessible food to neighbourhoods. 3h, 40m ago Lava Water Lava entering the ocean at Kamokuna viewed from the Kalapana side of the flow (flikr). For more recent lava, like another view of the ocean entry, or a lake of lava in Halema039uma039u, see. 6h, 28m ago Belief and Fear in Ungurtas Many believe Bifatima Dualetova to be one of the last Sufi dervishes in Kazakhstan. I first met her in September 2010 while traveling in Central Asia. The locals that I was staying with in Almaty told me. 7h, 11m ago Do what you will, just dont shutter Flickr With the (maybe not) closing of the roughly 4.8 billion sale of its core business to Verizon Communications Inc. Yahoo says goodbye to Chief Executive Marissa Mayer, co-founder David Filo and others and. 7h, 41m ago Final Fantasy 7: An oral history At that time, Square was really close to Nintendo . So when the Nintendo 64 was in development, we gave them lots of advice, like, quotYou039re going to need a CD-ROM drive for it, quot. 9h, 6m ago I havent worked out everything. quot. in the New Year I worked out part of what Shakespeare039s Sonnets were about one day when I was sitting around doing nothing. quot A Crooked Timber commenter going by quotZMquot shares a. 9h, 34m ago The Best Cristiano Ronaldo, Carli Lloyd and Claudio Ranieri, Silvia Neid were The Best in 2016, according to FIFA. Ronaldo beat Antoine Griezmann (Atltico Madrid, FRA) and Lionel Messi (Barcelona, ARG) to win. 10h, 16m ago The Unbegun Symphony The quotUnbegunquot Symphony: In which Peter Schickele conducts a piece of music that is NOT by P. D.Q. Bach, but which exhibits most of the 21st Bach child039s worst traits, namely plagiarism. Ed. 10h, 41m ago A winner is you Steam Passes 14 Million Concurrent Users for First Time Ever PC Gamer quotSteam has surpassed 14 million concurrent users. The milestone was hit early January 7 and peaked at 14,207,039, according to. 11h, 16m ago metafilter164485circle-of-ice On Saturday photographer Kaylyn Messer found a giant, near-perfect circle of ice looped spinning in the Middle Fork Snoqualmie River near North Bend, Washington. Last year physicists from the Universit. 12h, 6m ago Mailbu Crypto The Barbie Typewriter has a hidden built-in cryptographic capability. Specifically, four alphabet substitution cipher modes that were explained in the manual for the original Mehano electronic typewriter. 12h, 9m ago Glowing, UV-reactive Tron pie youtubewatchvtcI9iU98olkampfeatureyoutu. be Jessica Leigh Clark-Bojin, storied nerd piemaker, created this fluorescing Tron pie, doped with tonic water for extra UV-reacting. 3h, 10m ago Yahoo to change name to AltabaMarissa Meyer is to leave Yahoo, which is to change its name to quotAltabaquot 6h, 22m ago Could you make zero trash for 30 daysAs BuzzFeed transitions from internet strip mine to legit news and information, they now to put out occasional gems like Auri Jackson039s project quotI tried to make zero trash for 30 days. quot. 11h, 1 m ago My first Enigma machine: Mattel once sold a Barbie typewriter with built-in crypto capabilitiesSlovenia039s Maheno corporation manufactured a series of Barbie-branded and white label typewriters for kids, with a hidden feature that allowed their owners to use them to produce messages encrypted. 11h, 26m ago Howto: add simple, invisible pockets to skirts and dressesAnnika Victoria presents a simple method for adding pockets to skirts and dresses -- providing the original garment has a sideseam, the new pocket will not show (unless, that is, you fill it with bulky. 11h, 32m ago Margarash, the coin boogieman, puts a clever, modern twist on a classic folktale storylineDeep down beneath the couch cushions, past the crumbs and pocket lint, lying in wait for loose change, lurks. Margarash Mark Riddles titular character is a boogieman turned buddy in this sweet. 11h, 51m ago Baby gets mad when mom has blank expressionyoutu. beapzXGEbZht0 According to Harvard University039s director of the Child Development Unit, babies get upset when their mothers have a quotstill face. quot It039s probably the same. 11h, 53m ago How to become a minimalist in 30 daysJenny Mustard has a wonderful channel on minimalism. To help her viewers make the leap themselves, she created a a video on how to get there in 30 days. (more) 12h, 1 m ago Notice in bar bathroom for women who need to get out of a date thats not going wellSnopes says the idea of asking for an quotangel shotquot to get out of a potentially dangerous situation is a mixture of truth and falsehood: CLAIM: Women in a dangerous situation at a bar can order. 12h, 7m ago Trump as a boxing gloveThe November 2016 issue of Vonk (Netherlands) has a photo of Trump that looks a lot like a boxing glove. 12h, 26m ago A hidden drawer in a drawerA hidden drawer in a drawer Nifty concealment furniture. via 12h, 35m ago Weird Sixfinger toy from the 1960syoutu. beElVzs0lEULs I039ve written about this 1960s commercial for Sixfinger before, but it039s been at least a few years since I last watched it, and it still never fails to amuse me. 12h, 55m ago 2016 Was Second Hottest Year For US In More Than 120 Years of Record Keeping Last year was the second hottest year for the United States in more than 120 years of record keeping, according to the National Climatic Data Center, marking 20 above-average years in a row. While Georgia. 3h, 35m ago The End of Yahoo: Marissa Mayer To Resign Yahoo To Change Its Name To Altaba maxcelcat writes: Spotted on The Register039s twitter feed: Yahoo Submission to The SEC. Most of the board is leaving, including CEO Marissa Mayer. The company has been bought by Verizon and is. 5h, 20m ago Windows 10 Will Soon Let You Opt-Out of Automatic Driver Updates An anonymous reader quotes a report from PCWorld: Microsoft is giving users some more control over Windows 10 updates, with a new beta build of its operating system released Monday. The build allows folks. 6h ago US Military Seeks Biodegradable Bullets That Sprout Plants The Department of Defense is looking at ways to clean up the hundreds of thousands of training rounds used by the U. S. army. It is putting out the call for the development of biodegradable ammunition. 6h, 40m ago Verizon Purges Unlimited Data Customers, Targets Those Using 200GB If you039re a Verizon customer on an unlimited data plan who uses more than 200GB a month, you will soon need to switch to a limited plan or be disconnected, according to Verizon. quotBecause our. 7h, 20m ago Ask Slashdot: What Is the Best Way To Thank Users For Reporting Security Issues An anonymous Slashdot reader writes: I have worked in the IT field long enough to know that many issues can be avoided if users pay attention to pop-ups, security alerts, quotfromquot addresses et al. 8h ago Volkswagen Unveils ID Buzz Electric Microbus Concept New submitter drunkdrone quotes a report from International Business Times: Given the emissions scandal that rocked Volkswagen in 2015, we reckon Scooby Doo and the gang would opt for something a little. 8h, 40m ago FBI Arrests Volkswagen Executive On Charges Related To Dieselgate According to CNET, the FBI has arrested Volkswagen executive Oliver Schmidt over the weekend on charges of conspiracy to defraud the U. S. relating to the ongoing Dieselgate emissions scandal. Von dem. 9h, 10m ago Next-Gen Samsung EV Battery Gets 300 Miles of Range From 20-Minute Charge An anonymous reader quotes a report from TechCrunch: Samsung039s SDI battery subsidiary announced a new battery cell designed for use in electric vehicles that offers improved density to manage a max. 9h, 40m ago Apple Plans High-Tech Manufacturing of Data-Center Gear in Arizona An anonymous reader shares a Business Insider report: Apple is seeking permission to conduct quothigh-tech manufacturingquot and to build data-center server gear in a Mesa, Arizona, facility. 10h, 20m ago Twin Peaks: Fire Walk With Me is Important to Revival While there was clearly a lot of excitement for the Twin Peaks panel at the TCA (Television Critics Association) press today, it was with the understanding that almost no information would actually be. 4h, 17m ago Get Ready to Witness the Justice League Meeting the Mighty Morphin Power Rangers With dozens of comic books to choose from, let us show you which are the best coming out this week. Take a look at this list spotlighting our favorite comics that we know are money-well-spent and new. 5h, 18m ago How to Increase Your Shiny Pokemon Encounters in Pokemon Sun and Moon Use these tips to find and catch more shiny Pokemon. 6h, 44m ago Yahoo Changing Its Name to Altaba, CEO to DepartYahoo chief executive officer Marissa Mayer and co-founder David Filo are leaving the company once the company039s sale to Verizon is complete. According to a filing with the US Securities and Exchange. 7h, 23m ago iZombie Expands its World in Season 3 iZombie returns for its third season in April and series co-creator Rob Thomas said to expect some changes, as Liv (Rose McIver) begins to discover more about the mysterious Vivian Stoll, introduced at. 7h, 39m ago Star Wars: Rebels Creatures Rumored to Be in Episode 8Star Wars: Episode VIII may feature a familiar creature from the Disney XD animated series Star Wars Rebels, if a recent rumor proves true. Warning: Possible spoilers for Star Wars: Episode VIII. 8h, 32m ago Avengers: Infinity War to Film in Scotland Avengers: Infinity War will reportedly be spending a big chunk of its production time filming in Scotland. The Telegraph reports the third Avengers film will be shooting in Edinburgh, Glasgow and the. 8h, 35m ago Twin Peaks Gets Premiere Date, Episode Order At the TCA (Television Critics Association) press tour today, Showtime president David Nevins finally revealed the premiere date for the long-awaited return of Twin Peaks. The acclaimed David LynchMark. 8h, 52m ago Ep. 8 Director on Rey, Luke and the Films Opening Scene Star Wars: Episode VIII will pick up right where The Force Awakens left off, with Rey confronting Luke Skywalker on that remote island. While speaking to USA Today, Episode VIII director and writer Rian. 9h, 20m ago Training Day Looks to Fargo for Movie to TV Inspiration Training Day, CBS039 new TV show based on the 2001 film of the same name, is not a retread of the movie. There are plenty of similarities, sure, but Training Day the show also has a lot in common with. 9h, 38m ago How Star Wars Rebels Spaceships Ended Up in Rogue One Star Wars Rebels spaceships, like the iconic Ghost, didn039t show up in Rogue One because of a Disney mandate. Instead, the crossover happened because of friendly conversations at Lucasfilm. Speaking. 9h, 40m ago Corsair M65 Pro RGB Gaming Mouse ReviewThough Corsair is known for having extensive product lines for PC cases, headsets, and cooling products, its mouse arsenal is pretty small comparatively. What039s most notable about its lineup is it. 9h, 40m ago The 13 Biggest Video Games That Never Came Out With Scalebound rumors swirling, let039s look back at these are the cancellations that hit the hardest. 10h, 24m ago Microsoft Confirms Scalebound is Cancelled As rumors earlier today suggested, Microsoft has confirmed to IGN that development on Scalebound has ceased. A Microsoft representative provided the following statement to IGN: After careful. 10h, 35m ago Joe Biden to Start His Own Cancer Initiative After Leaving Office In a speech on Monday, Americas soon-to-be ex-VP announced that he will devote his post-White House days to changing the way our great nation researches cancer, as well as giving care to those with the. 4h ago Congressman Vows to Block Death With Dignity Law in City He Doesnt Even RepresentAfter the D. C. council approved the bill 11 to 2 in November, Washington Mayor Muriel Bowser signed the Death with Dignity Act into law late last month. The legislation would allow doctors to help. 4h, 10m ago Watch the Colors of the Four Seasons Get Recreated with Microscopic FootageWinter is here and though it hasnt overstayed its welcome just yet (it will), its still no fun to have to wear so many darn layers. Its much more fun to imagine the other (better) seasons. Beauty. 4h, 24m ago Very Good Horse Demonstrates How to Operate a Rubber ChickenA very good horse named Kruzah was kind enough to demonstrate the proper way to utilize a rubber chicken, as evidenced in the video below. Read more. 5h, 57m ago Being Stuck Inside This Laser-Filled Room Would Be a Great Place to Lose Your MindThis immersive laser beam installation seems like the perfect place to pop a pill, stare at some lights, cleanse yourself from sin, and, like, maybe even just leave your soul behind. The room is so huge. 5h, 58m ago Another Day, Another Motherfucking Snake Found on a Motherfucking PlaneAn Emirates flight from Muscat to Dubai on Sunday was delayed after baggage handlers found a snake in the planes cargo. Its just like that movie. (Cant remember the name, though. Help me. 6h, 44m ago Marissa Mayer Will Resign From Yahoos Board, Yahoo to Get a New Dumb NameMarissa Mayer will resign from Yahoos board of directors and the company itself will be renamed Altaba Inc. according to documents filed with the SEC today. Read more. 7h, 56m ago Finder For AirPods App Mysteriously Disappears From App Store Without Much Explanation From AppleApple announced its AirPods in September just as the company officially made clear its plans to kill the headphone jack on the iPhone. 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In round one, we saw the landscape of document databases and what makes them different and attractive in comparison to RDBMS. Well start with basic. 2h, 4m ago Designed and created by iamtkFinland (Finnish: Suomi . Swedish: Finland ) is in Northern Europe and has borders with Russia to the east, Norway to the north, and Sweden to the west. Finland is a thoroughly modern welfare state with well-planned and comfortable small towns and cities, but still offers vast areas of unspoiled nature. Finland has approximately 188,000 lakes (about 10 of the country) and a similar number of islands. In the northernmost part of the country the Northern Lights can be seen in the winter and midnight sun in the summer. Finns also claim the mythical mountain of Korvatunturi as the home of Santa Claus, and a burgeoning tourist industry in Lapland caters to Santa fans. Despite living in one of the most technologically developed countries in the world, Finns love to head to their summer cottages in the warmer months to enjoy all manner of relaxing pastimes including sauna, swimming, fishing and barbecuing. Today, Finland has a distinctive language and culture that sets it apart from the rest of Nordic Europe. Understand edit History edit Saint Olafs Castle, the worlds northernmost medieval castle, built in Savonlinna by Sweden in 1475 Not much is known about Finlands early history, with archaeologists still debating when and where a tribe of Finno-Ugric speakers cropped up. Roman historian Tacitus mentions a tribe primitive and savage Fenni in 100AD and even the Vikings chose not to settle, trading and plundering along the coasts. In the mid-1150s Sweden started out to conquer and Christianize the Finnish pagans in earnest, with Birger Jarl incorporating most of the country into Sweden in 1249. Finland stayed an integral part of Sweden until the 19th century, although there was near-constant warfare with Russia on the eastern border and two brief occupations. After Swedens final disastrous defeat in the Finnish War of 1808-1809, Finland became in 1809 an autonomous grand duchy under Russian rule. Russian rule alternated between tolerance and repression and there was already a significant independence movement when Russia plunged into revolutionary chaos in 1917. Parliament seized the chance and declared independence in December, quickly gaining Soviet assent, but the country promptly plunged into a brief but bitter civil war between the conservative Whites and the socialist Reds, eventually won by the Whites. During World War II, Finland was attacked by the Soviet Union in the Winter War . but fought them to a standstill that saw the USSR conquer 12 of Finnish territory. Finland then allied with Germany in an unsuccessful attempt to repel the Soviets and regain the lost territory, was defeated and, as a condition for peace, had to turn against Germany instead. Thus Finland fought three separate wars during World War II. In the end, Finland lost much of Karelia and Finlands second city Vyborg. but Soviets paid a heavy price for them with over 300,000 dead. After the war, Finland lay in the grey zone between the Western countries and the Soviet Union. The Finno-Soviet Pact of Friendship, Cooperation and Mutual Assistance committed Finland to resist armed attacks by Germany or its allies (read: the West), but also allowed Finland to stay neutral in the Cold War and avoid a Communist government or Warsaw Pact membership. In politics, there was a tendency of avoiding any policies and statements that could be interpreted as anti-Soviet. This balancing act of Finlandization was humorously defined as the art of bowing to the East without mooning the West. Despite close relations with the Soviet Union, Finland managed to retain democratic multi-party elections and remained a Western European market economy, building close ties with its Nordic neighbours. While there were some tense moments, Finland pulled it off: in the subsequent half century, the country made a remarkable transformation from a farmforest economy to a diversified modern industrial economy featuring high-tech giants like Nokia, and per capita income is now in the top 15 of the world. After the implosion of the USSR, Finland joined the European Union in 1995, and was the only Nordic state to join the euro system at its initiation in January 1999. Geography edit Unlike craggy Norway and Sweden, Finland consists mostly of low, flat to rolling plains interspersed with lakes and low hills, with mountains (of a sort) only in the extreme north, while Finlands highest point, Fell Halti, rises only to a modest 1,328m. Finland has 187,888 lakes according to the Geological Survey of Finland, making the moniker Land of a Thousand Lakes actually an underestimation. Along the coast and in the lakes are8212according to another estimate8212179,584 islands, making the country an excellent boating destination as well. Finland is not located on the Scandinavian peninsula, so despite many cultural and historical links, it is technically not a part of Scandinavia. Even Finns rarely bother to make the distinction, but a more correct term that includes Finland is the Nordic countries ( Pohjoismaat ). Still, the capital, Helsinki, has a lot of Scandinavian features, especially when it comes to the architecture of the downtown, and another Scandinavian language, Swedish, is one of the two official languages of the country. Climate edit Finland has a cold but temperate climate, which is actually comparatively mild for the latitude because of the moderating influence of the Gulf Stream. Winter, however, is just as dark as everywhere in these latitudes, and temperatures can (very rarely) reach -30C in the south and even dip below -40C in the north. The brief Finnish summer is considerably more pleasant, with temperatures around 20-23C on sunny days (rarely closer to 30C), and is generally the best time of year to visit. July is the warmest month. Early spring (March-April) is when the snow starts to melt and Finns like to head north for skiing and winter sports, while the transition from fall to winter in October-December 8212 wet and dark8212 is the least pleasant time to visit. The southern coast where Helsinki and Turku are located is not really a winter destination, because there is no guarantee of snow even in January or February. Due to the extreme latitude, northern parts of Finland experiences the famous Midnight Sun near the summer solstice, when (if above the Arctic Circle) the sun never sets during the night and even in southern Finland it never really gets dark. The flip side of the coin is the Arctic Night ( kaamos ) in the winter, when the sun never comes up at all in the North. In the South, daylight is limited to a few pitiful hours with the sun just barely climbing over the trees before it heads down again. Culture edit Vinminen defending the Sampo . by Akseli Gallen-Kallela (1896) Buffeted by its neighbours for centuries and absorbing influences from west, east and south, Finnish culture as a distinct identity was only born in the 19th century: we are not Swedes, and we do not wish to become Russian, so let us be Finns. The Finnish founding myth and national epic is the Kalevala . a collection of old Karelian stories and poems collated in 1835 that recounts the creation of the world and the adventures of Vinminen . a shamanistic hero with magical powers. Kalevalan themes such as the Sampo . a mythical cornucopia, have been a major inspiration for Finnish artists, and figures, scenes, and concepts from the epic continue to colour their works. While one of the essential preconditions for having full civil rights in the land of Finland used to be a membership in the Evangelical Lutheran Church (in which most Catholic traditions have been preserved, doctrines are pronouncedly Christocentric and still formally based on the Book of Concord only), Finlands constitution has guaranteed full freedom of religion since 1923. Today, the everyday observance of the great majority is lax at best or virtually non-existent (even among some of the ministry) and the membership of the Lutheran church has been in a sharp decline since the 1960s. Consequently, tourists and visitors do wisely by exercising a certain tact and being conscious of the fact that topics concerning religious practice and personal faith are considered a strictly private matter by most Finns. There is every likelihood that faith-related questions are found either intrusive or baffling in most cases. Politics and religion are differentiated in the Finnish debate to the extent that any participant is expected not to highlight their personal beliefs. Finns share most virtues and downsides of their Scandinavian neighbours. These include uncompromising work ethic and an inclusive notion of equality . It became the second country after New Zealand that granted the universal suffrage. (Note: this is a common misconception. Finland was in 1907 the first country to grant women full eligibility to the Parliament, Norway in 1917 and New Zealand as late as 1919.) Likewise, Finland is regularly top-ranked in the list of the least corrupted countries of Transparency International. By courtesy of its internationally vaunted tuitionless education system as well as comprehensive public health care and welfare system, Finland has acquired a worldwide reputation for one of the most advanced countries in the world. Meanwhile, the country is plagued by similar problems peculiar to Nordic welfare states that include the homogeneity of the ageing population and comparatively high rates of alcoholism, depression, social exclusion and suicide. However, the distinctive character of the Finns is often summed up with the word sisu . a mixture of admirable perseverance and pig-headed stubbornness in the face of adversity. The foundation of the Finnish music culture and music education has been built mainly on the life work of a classical composer Jean Sibelius whose symphonies are regularly played by the most esteemed symphony orchestras of the world and whose name is borne by Sibelius Academy, Finlands top music institution. Composers of the modern classical music ( Kaija Saariaho . Magnus Lindberg . Esa-Pekka Salonen etc.) and the Finnish electronic music ( Pan Sonic . Darude . Rinneradio . Jimi Tenor . Jori Hulkkonen etc.) are held in great reverence among experts and enthusiasts. Additionally, some Finnish mainstream heavy metal and pop ( Children of Bodom . Nightwish . HIM . The Rasmus . Bomfunk MC ) have garnered global acclaim. Conspicuous metal band Lordi known for its latex monster outfit became an international sensation overnight by winning Eurovision Song Contest in 2006. In the other arts, Finland has produced noted architect and designer Alvar Aalto . authors Mika Waltari ( The Egyptian ), Vin Linna ( The Unknown Soldier ) and Tove Jansson ( The Moomins ) and painter Akseli Gallen-Kallela . known for his Kalevala illustrations. Bilingualism edit Street reference chart Finland has a 5.5 Swedish-speaking minority and is officially a bilingual country, so maps nearly always bear both Finnish and Swedish names for, e. g. cities and towns. For example, Turku and bo are the same city, even though the names differ totally. Roads can be especially confusing: what first appears on a map to be a road that changes its name is, in most cases, one road with two names. This is common in the Swedish-speaking areas on the southern and western coasts, whereas inland Swedish names are far less common. In anywhere outside bilingual areas and the far north Lapland of Finland youll never see Swedish, and a bilingual sign is extremely rare you will, occasionally, see signage in Smi instead. Google Maps, in particular, seems to select the language randomly, even though the Swedish names are extremely rarely used in practice in most places. Holidays edit Finns arent typically very hot on big public carnivals most holidays are spent at home with family. The most notable exception is Vappu on 1 May, as thousands of people (mostly the young ones) fill the streets. Important holidays and similar happenings include: New Years Day ( Uudenvuodenpiv ), 1 January. Epiphany ( Loppiainen ), 6 January. Easter ( Psiinen ), variable dates, Good Friday and Easter Monday are public holidays. Tied to this are laskiainen 40 days before Easter, nominally a holy day that kicks off the Lent, practically a time for children and university students to go sliding down snowy slopes, and Ascension Day ( helatorstai ) 40 days after, just another day for the shops to be closed. Walpurgis Night or more often Vappu . 1 May, although festivities start the day before ( Vappuaatto ). A spring festival that coincides with May Day . Originally a pagan tradition that coincides with the more recent workers celebration, it has become a giant festival for students, who wear colourful signature overalls and roam the streets. Many people also use their white student caps between 18:00 on 30 April and the end of 1 May. The following day, people gather to nurse their hangovers at open-air picnics, even if its raining sleet. Midsummer Festival ( Juhannus ), the Saturday in the period 20-26 June. Held to celebrate the summer solstice, with plenty of bonfires, drinking and general merrymaking. Cities become almost empty as people rush to their summer cottages. It might be a good idea to visit one of the bigger cities just for the eerie feeling of an empty city. Independence Day ( Itsenisyyspiv ), 6 December. A fairly sombre celebration of Finlands independence from Russia. The President holds a ball for the important people (e. g. MPs, diplomats, and merited Finnish sportspeople and artists). Little Christmas ( Pikkujoulu ), people go pub crawling with their workmates throughout December. Not an official holiday, just a Viking-strength version of an office Christmas party. Christmas ( Joulu ), 24-26 December. The biggest holiday of the year, when pretty much everything closes for three days. Santa ( Joulupukki ) comes on Christmas Eve on 24 December, ham is eaten and everyone goes to sauna. New Years Eve ( Uudenvuodenaatto ), 31 December. Fireworks time Typical vacation time is in July, unlike elsewhere in Europe, where it is in August. People generally start their summer holidays around Midsummer. During these days, cities are likely to be less populated, as Finns head for their summer cottages. Schoolchildren start their summer holidays in the beginning of June. Regions edit Regions of Finland land an autonomous and monolingually Swedish group of islands off the southwestern coast of Finland While a convenient and unambiguous bureaucratic division, the provinces 8212 now formally known as Regional State Administrative Agencies 8212 do not really correspond to geographical or cultural boundaries very well. Other terms you may hear include Tavastia ( Hme ), covering a large area of central Finland around Tampere, and Karelia ( Karjala ) to the far east, the bulk of which was lost to the Soviet Union in World War II (still a sore topic in some circles). In 2010, Western Finland was formally split into Western and Inner Finland (for Tampere and the coast near Vaasa ) and Southwest Finland (the area near Turku ). Cities and towns edit Helsinki 8212 the Daughter of the Baltic, Finlands capital and its only real city Hmeenlinna 8212 a small lakeside town with a medieval castle and Aulanko park Jyvskyl 8212 a university town located in Central Finland Kuopio 8212 a university town in central Finland, lakeland area. Lappeenranta 8212 a university town near the Russian border in South East Finland, by lake Saimaa . Oulu 8212 a technology town at the end of the Gulf of Bothnia Rovaniemi 8212 gateway to Lapland Savonlinna 8212 a small lakeside town with a big castle and a popular opera festival. Seinjoki 8212 Finlands fastest growing small town, host of many important festivals every year. Tampere 8212 the largest industrial town in Finland, home of culture, music, art and museums, in the middle of other big cities in Southern Finland. Perhaps the best music scene in Finland. Turku 8212 the former capital on the western coast. Medieval castle and cathedral. Vaasa 8212 a town with strong Swedish influences on the west coast located near the UNESCO world natural site Kvarken Archipelago Other destinations edit Get in edit There are no border controls between countries that have signed and implemented this treaty - the European Union (except Bulgaria, Croatia, Cyprus, Ireland, Romania and the United Kingdom), Iceland, Liechtenstein, Norway and Switzerland. Likewise, a visa granted for any Schengen member is valid in all other countries that have signed and implemented the treaty. But be careful: not all EU members have signed the Schengen treaty, and not all Schengen members are part of the European Union. This means that there may be spot customs checks but no immigration checks (travelling within Schengen but tofrom a non-EU country) or you may have to clear immigration but not customs (travelling within the EU but tofrom a non-Schengen country). Please see the article Travel in the Schengen Zone for more information about how the scheme works and what entry requirements are. By plane edit Finlands main international hub is Helsinki-Vantaa Airport near Helsinki. Finnair. and Flybe Nordic are based there. Around 30 foreign airlines fly to Helsinki-Vantaa. Ryanair s Finland hubs are Tampere in central Finland and Lappeenranta in the east near the Russian border, while Wizz Air is decreasing its hub at Turku in the southwest. Other airlines have limited regional services to other cities, mostly just to Sweden, and, in the winter high season, occasional direct charters (especially in December) and seasonal scheduled flights (Dec-Mar) to Lapland. Air Baltic connects many provincial Finnish towns conveniently to Europe via Riga. It may also be worth your while to get a cheap flight to Tallinn and follow the boat instructions below to get to Finland. Starting in early 2011, Norwegian Air Shuttle established Helsinki as one of its bases, and now offers both domestic and international flights. By train edit VR 2 and Russian Railways jointly operate services between Saint Petersburg and Helsinki, stopping at Vyborg. Kouvola and Lahti along the way. The line was upgraded in 2010 and the slick new Allegro - branded trains glide between the two cities in three and a half hours at up to 220kmh. Currently the route is served four times per day, returning to two daily from November 2011. This is certainly the most expensive method of getting to Helsinki from Saint Petersburg, with prices of 92 during summer and 84 rest of the year for a one-way ticket. However, tickets for the first train in the morning, which departures at 6:12 am, can be bought for a price as low as 39 in the summer months. There is also a traditional slow overnight sleeper from Moscow. which takes around 15 hours. There are no direct trains between Sweden or Norway and Finland (the rail gauge is different), but the bus over the gap from Boden Lule (Sweden) to Kemi (Finland) is free with an Eurail Inter Rail pass, and you can also get a 50 discount from most ferries with these passes. By bus edit Buses are the cheapest but also the slowest and least comfortable way of travelling between Russia and Finland. Regular scheduled buses run between St. Petersburg. Vyborg and major southern Finnish towns like Helsinki. Lappeenranta. Jyvskyl and all the way west to Turku. check Matkahuolto for schedules. Helsinki-St. Petersburg is served three times daily, costs 38 and takes 9 hours during the day, 8 hours at night. Various direct minibuses run between St. Petersburgs Oktyabrskaya Hotel (opp Moskovsky train station) and Helsinkis Tennispalatsi (Etelinen Rautatiekatu 8, one block away from Kamppi). At 15 one-way, this is the cheapest option, but the minibuses leave only when full. Departures from Helsinki are most frequent in the morning (around 10:00), while departures from St. Petersburg usually overnight (around 22:00). You can also use a bus from Sweden or Norway to Finland. Haparanda in Norrbotnia area of Sweden has bus connections to Tornio. Kemi and Oulu. See more from Matkahuolto . Eskelisen Lapinlinjat offers bus connections from northern parts of Norway, for example Troms. See more from Eskelisen Lapinlinjat . By boat edit Inside a Silja passenger ferry One of the best ways to travel to and from Finland is by sea. The boats to Estonia and Sweden. in particular, are giant, multi-story floating palaces and department stores, with cheap prices subsidized by sales of tax-free booze: a return trip to Tallinn including a cabin for up to four people can go as low as 50. If travelling by Inter Rail. you can get 50 off deck fares. The best way to arrive in Helsinki is standing on the outside deck with a view ahead. Estonia and the Baltic states edit Helsinki and Tallinn are only 80km apart. Viking line. Ecker line and Tallink Silja operate full-service car ferries all year round. Depending on the ferry type travel times are from slightly over two hours (Viking Line and Tallink Siljas Star, Superstar and Superfasts) to three and a half hours (Ecker and Tallink Siljas biggest cruise ships). Some services travel overnight and park outside the harbor until morning. Linda Line offers fast services that complete the trip in 1.5 hours, but charge quite a bit more, have comparatively little to entertain you on board and suspend services in bad weather and during the winter. If the weather is looking dodgy and youre prone to sea sickness, its best to opt for the big slow boats. There is an additional ferry connection between Hanko and Paldiski. operated by NaviRail. There are no scheduled services to Latvia or Lithuania. but some of the operators above offer semi-regular cruises in the summer, with Riga being the most popular destination. Germany edit Finnlines 3 operates from Helsinki to Travemnde (near Lbeck and Hamburg ) and from Helsinki to Rostock. Helsinki-Travemnde trip takes about 27 hours while Helsinki-Rostock takes about 34 hours. The Travemnde line is run by fast and large Star-class ships while a single, significantly smaller Hansa-class ship operates in the Rostock line. The latter is considered to be more luxurious and comfortable even though the trip takes much longer. Russia edit For years scheduled ferry services to Russia have been stop-and-go. Starting in April 2010 St Peter Line offers regular ferry service from Saint Petersburg to Helsinki for as low as 30 one way. Kristina Cruises also offers occasional cruises from Helsinki. Sweden edit Silja Serenade leaving Helsinki Both Silja and Viking offer overnight cruises from Helsinki and overnight as well as daytime cruises from Turku to Stockholm. usually stopping in the land islands along the way. These are some of the largest and most luxurious passenger ferries in the world, with as many as 14 floors and a whole slew of restaurants, bars, discos, pool and spa facilities, etc. The cheaper cabin classes below the car decks are rather spartan, but the higher sea view cabins can be very nice indeed. Note that, due to crowds of rowdy youngsters aiming to get thoroughly hammered on cheap tax-free booze, both Silja and Viking do not allow unaccompanied youth under 23 to cruise on Fridays or Saturdays. (The age limit is 20 on other nights, and only 18 for travellers not on same-day-return cruise packages.) In addition, Silja does not offer deck class on its overnight services, while Viking does. Note also that with Viking Line it often is cheaper to book a cruise instead of route traffic. The cruise includes both ways with one day in between. If you want to stay longer you simply do not go back - it might still be cheaper than booking a one-way route traffic ticket. This accounts especially to last minute tickets (you could, e. g. get from Stockholm to Turku for around 10 overnight - route traffic would be over 30 for a cabin with lower quality). In addition to the big two, FinnLink offers the cheapest car ferry connection of all from Naantali to Kapellskr (from 60 for a car with driver). Car ferries usually stop for a few minutes at Mariehamn in the land Islands. which are outside the EU tax area and thus allow the ferries to operate duty-free sales. Between Vaasa and Ume there is a ferry operated by Wasaline. By car edit Finland has a comprehensive road network that connects and runs through all of the major cities. Driving through Finland during anytime of the year is a treat with winding roads and gentle hills framed by pine and birch forests with agricultural farm lands here and there. Summertime evening drives with the midnight sun providing gentle light are particularly scenic and enjoyable. During summer months road repairs are in full swing so some minor delays may be experienced. Road patrol cameras are utilized extensively to monitor traffic and enforce speed limits. Sweden edit As mentioned above, one of the easiest ways to get by car from Sweden to Finland is a car ferry. The European Route E12 (Finnish national highway 3) includes a ferry line between Ume and Vaasa. Another route that includes a car ferry is E18, from Stockholm to Turku. Norway edit Russia edit European route E18, as Russian route M10, goes from St. Petersburg via Vyborg to VaalimaaTorfyanovka border station near Hamina. From there, E18 continues as Finnish national highway 7 to Helsinki, and from there, along the coast as highway 1 to Turku. In Vaalimaa, trucks will have to wait in a persistent truck queue. This queue does not directly affect other vehicles. There are border control and customs checks in Vaalimaa and passports and Schengen visas if applicable will be needed. From south to north, other border crossings can be found at NuijamaaBrusnichnoye (Lappeenranta ), VaalimaaTorfyanovka, ImatraSvetogorsk, Niirala (Tohmajrvi ), Vartius (Kuhmo ) Kelloselk (Salla ) and Raja-Jooseppi (Sodankyl ). All except the first are very remote. Estonia edit As mentioned above, there is a car ferry between Tallinn and Helsinki. It forms a part of European route E67 Via Baltica that runs from the Estonian capital Tallinn, crosses Riga in Latvia and Kaunas in Lithuania to the Polish capital Warsaw. The distance from Tallinn to Warsaw is about 970km, not including any detours. Get around edit The Finnish rail network (passenger lines in green) Finlands a large country and travelling is relatively expensive. Public transportation is well organized and the equipment is always comfortable and often new, and advance bookings are rarely necessary outside the biggest holiday periods. The domestic Journey Planner offers an useful website with integrated timetables for all trains, buses and planes including inter-city and local transport. If you need information about an address in Finland, you can find it through Jokapaikka. fi (an free local area information search engine). It has Google translate included for non locals. By plane edit Flights are the fastest but generally also the most expensive way of getting around. Finnair and some smaller airlines operate regional flights from Helsinki to all over the country, including Kuopio. Pori. Rovaniemi and Ivalo. Its worth booking in advance if possible: on the Helsinki - Oulu sector, the countrys busiest, a fully flexible return economy ticket costs a whopping 251 but an advance-purchase non-changeable one-way ticket can go as low as 39, less than a train ticket. You may also be able to get discounted domestic tickets if you fly into Finland on Finnair. Another possibility is Air Baltic which also flies the sector Turku-Oulu for very competitive prices, far less than the train. Additionally, in 2011 Norwegian Air Shuttle started flying from Helsinki to Oulu and Rovaniemi. A shuttle bus (Finnair city bus) operates between Helsinki-Vantaa airport and Helsinki central railway station in approx. 20 minute intervals (30 min trip duration, 6.30) bus line 615 (at day)620 (at night) is a slightly cheaper alternative (36 minute trip duration, 5 day, 7 night, 102015 prices). There is also train connection at the airport and it takes you in 45 minutes (access to the new train terminal will be opened late 2015 and travel time will be approx. 35 minutes. Theres a free shuttle bus to nearest train station at the moment) to Helsinki central railway station. Prices are 5 day, 7 night. Check out Helsinki Region transport journey planner for timetables and other information. There are three major airlines selling domestic flights: Finnair . the national flagship airline. Serves nearly all of the country, with some flights operated by their subsidiary Nordic Regional Airlines . Norwegian flies to the cities in the north, such as Rovaniemi, Oulu, Ivalo, and Kittil. In addition, BASe Airlines and Air100 fill in a few gaps. By train edit A Pendolino train, the fastest in VRs fleet (220 kmh) VR 4 (Finnish Railways) operates the fairly extensive railroad network. The train is the method of choice for travel from Helsinki to Tampere. Turku and Lahti. with departures at least once per hour and faster speeds than the bus. The following classes of service are available, with example prices and durations for the popular Helsinki - Tampere service in parenthesis. Pendolino tilting trains (code S ), the fastest option (836432, 1:26) InterCity ( IC ) and InterCity2 ( IC2 ) express trains, with IC surcharge (836426.9, 1:46) Ordinary express ( pikajuna . P ), with express surcharge, only slow night trains for this connection (836424.6, 2:12-2:16) Local and regional trains ( lhiliikennejuna . lhijuna or taajamajuna ), no surcharge, quite slow (836421, 2:03) The trains are generally very comfortable, especially the express services. Pendolino and IC trains have restaurant cars, family cars (IC only, with a playpen for children) and power sockets Pendolinos and IntercityIC2 trains even offer free (though often very slow) Wi-Fi connectivity. Additional surcharges apply for travel in first class, branded Business on some trains, which gets you more spacious seating, newspapers and possibly a snack. Overnight sleepers are available for long-haul routes and very good value at 8364112143 for a bed in a threetwoone-bed compartment, but one-bed compartments are only available in first class. One child under 7 can travel for free with each fare-paying adult, and seniors over 65 years old and students with Finnish student ID ( ISIC cards etc not accepted ) get 50 off. Groups of 3 or more get 15 off. Finland participates in the Inter Rail and Eurail systems. Residents of Europe can buy InterRail Finland passes offering 3-8 days of unlimited travel in one month for 8364109-229 (adult 2nd class), while the Eurail Finland pass for non-residents is 8364178-320 for 3-10 days. VRs own Holiday Pass ( LomaPassi ), at 8364145 for 3 days including up to 4 free seat reservations, is available to all but only valid in summer. You would have to travel a lot to make any of these pay off though by comparison, a full-fare InterCity return ticket across the entire country from Helsinki to Rovaniemi and back is 8364162. Generally, the trains are most crowded at the beginning and end of the weekend, and that means Friday and Sunday evening. Shortly before and at the end of major holidays like ChristmasNew Year and Easter, trains are usually very busy. If you try booking for these days at a late time, you may find the seat you reserve may be among the least desirable, that is, facing backwards, without recline, and facing towards and sharing the legroom with other passengers. While VRs trains may be slick, harsh winter conditions and underinvestment in maintenance mean that delayed trains are not uncommon, with the fancy Pendolinos particularly prone to breaking down. As in the rest of the EU, youll get a 25 refund if the train is 1-2 hours late and 50 if more. By bus edit Matkahuolto 5 offers long-distance coach connections to practically all parts of Finland. Bus is also the only way to travel in Lapland, since the rail network doesnt extend to the extreme north. Buses are generally slightly higher priced than trains, although on routes with direct train competition they can be cheaper. Speeds are usually slower than trains, sometimes very slow (from Helsinki to Oulu), sometimes even faster (from Helsinki to Kotka and Pori). On many routes, though, buses are more frequent, so you may still get to your destination faster than if you wait for the next train. Unlike the trains, student discounts are available also for foreign students by showing a valid ISIC card at Matkahuolto offices (in every bus station) and getting a Matkahuolto student discount card (5). There is also BusPass travel pass from Matkahuolto 6. which offers unlimited travel in specified time, priced at 149 for 7 days and 249 for 14 days. Onnibus 7 offers a cheaper alternative (ticket prices beginning from 3 on all routes when bought online) for long-distance coaches on routes HelsinkiTurku, HelsinkiTampere, TamperePori and beginning from the autumn 2012 also TurkuTampereJyvskyl and JyvskylOulu. Note that the routes in Tampere dont serve the city centre (with exception the Pori route) but instead stop in Hervanta (10km south of city centre), which will be Onnibus bus terminal serving as an interchange station between different routes. Local transport networks are well-developed in Greater Helsinki, Tampere and Turku. In smaller cities public transport networks are usable on weekdays, but sparse on weekends and during the summer. There are easy-to-use high-tech English route planners with maps to find out how to use local bus services provided by national bus provider Matkahuolto 8. Demand responsive transport edit Demand responsive transport (DRT) is a form of public transport, in which the routes are determined based on the customers needs. You can find the zones where DRT services are available by using the map or address search services9. By ferry edit In summertime, lake cruises are a great way to see the scenery of Finland, although most of them only do circular sightseeing loops and arent thus particularly useful for getting from point A to point B. Most cruise ships carry 100-200 passengers (book ahead on weekends), and many are historical steam boats. Popular routes include Turku - Naantali and various routes in and around Saimaa. By car edit Moose on the loose The use of sand instead of potassium formate and salt leads to a dirty environment. In Spring, the breathing air is often polluted by dust and thus can result in respiratory malfunctions. Srninen, Helsinki. Car rental is possible in Finland but generally expensive, with rates generally upwards of 80day, although rates go down for longer rentals. Foreign-registered cars can only be used in Finland for a limited time and registering it locally involves paying a substantial tax to equalize the price to Finnish levels. If you opt to buy a car in Finland instead, make sure it has all annual taxes paid and when its next annual inspection is due: the deadline is the same day as the cars first date of use unless the registration form says 00.00.xx in first date of use. In that case the inspection date is determined by the last number of the license plate. All cars must pass emissions testing and precise tests of brakes etc. Police may remove the plates of vehicles that have not passed their annual inspections in time and give you a fine. Traffic drives on the right, and there are no road tolls in Finnish cities or highways so far. Roads are well maintained and extensive, although expressways are limited to the south of the country. Note that headlights or daytime running lights must be kept on at all times when driving, in and outside cities, whether its dark or not. Drivers must stay very alert, particularly at dawn and dusk, for wild animals. Collisions with moose (frequently lethal) are common countrywide, deer (mostly survivable) cause numerous collisions in South and South West parts of the country, and semi-domesticated reindeer are a common cause of accidents in Lapland. Bear collisions happen sometimes in eastern parts of the country. VRs overnight car carrier trains 10 are popular for skipping the long slog from Helsinki up to Lapland and getting a good nights sleep instead: a Helsinki - Rovaniemi trip (one way) with car and cabin for 1-3 people starts from 8364215. A few unusual or unobvious rules to beware of: Headlights are mandatory even during daylight. Always give way to the right, unless signed otherwise. There is no concept of minor and major road, so this applies even to smaller road on your right. Almost all intersections are explicitly signposted with yield signs (either the stop sign or an inverted triangle). There is no explicit sign on the road that has priority, instead watch out for the back of the yield sign on the other road. Signs use the following shorthand: white numbers are for weekdays (eg. 8-16 means 08:00-16:00), white numbers in parentheses apply on Saturdays and red numbers on Sundays and holidays. In Helsinki, trams always have the right of way. Collisions do a surprising amount of damage. Dont get into arguments with a vehicle that cant change direction and weighs as much as a small battle tank. A vehicle is required by law to stop at a zebra crossing, if at least one other car has stopped, regardless of whether or not there is a pedestrian (in a similar manner as if there were a stop sign). A car is obliged to stop at a zebra crossing, if the pedestrian intends to cross the road. Many pedestrians intend to cross the road only when there is a sufficiently large gap in the traffic. When crossing the road as a pedestrian at a zebra crossing, do not leave a shadow of a doubt that you will cross the road, and cars will stop. With some practice, this works out smoothly, efficiently and without taking undue risks. By default, drivers will assume that the pedestrian does not intend to cross the road right now, in other words, cars will not stop. A car horn may only be used to prevent a collision or a similar hazardous situation. Using the horn for other purposes such as expressing frustration in surrounding traffic is unlawful and quite strongly frowned upon. Circular traffic can be rather complex. For example, in one spot, two new lanes are created while the outer lane is suddenly forced to exit. This creates a difficult situation, when the lines are covered by snow. Pedestrians walking on unlighted roads without sidewalk or cycle tracks in the dark are required by law to use safety reflectors. Their use is generally recommended, since the visibility of pedestrians with reflector improves greatly. Winter driving can be somewhat hazardous, especially for drivers unused to cold weather conditions. Winter tires (MS) are mandatory from 1 December through the end of February. The most dangerous weather is in fact around the zero degree mark (C), when slippery but near-invisible black ice forms on the roads. Finnish cars often come equipped with an engine block heater ( lohkolmmitin ) used to preheat the engine and possibly the interior of the car beforehand, and many parking places have electric outlets to feed them. Liikenneturva, the Finnish road safety agency, maintains a Tips for winter driving page 11 in English. Note that especially in the Helsinki area, the majority of cars are equipped with steel-studded tires that allow more dynamic driving and shorter braking distances on frozen surfaces than conventional traction tires (MS), as used in other European countries. Finnish speeding tickets are based on your income, so be careful: a Nokia VP whod cashed in some stock options the previous year was once hit for US204,000 Fortunately, the police have no access to tax records outside Finland and will just fine non-residents a flat 8364100-200 instead. Speed limits are 50 kmh in towns, 80-100 kmh outside towns and usually 120 kmh on freeways. From around mid-october to april, speedlimits on freeways are lowered to 100 kmh and most 100 kmh limits are lowered to 80 kmh. Software for GPS navigators that warns of fixed safety cameras is legal and installed by default in many mobile phones. Warning signs before fixed cameras are required by law. A blood alcohol level of over 0.05 is considered drunk driving and 0.12 as aggrevated drunk driving, so think twice before drinking that second beer. Finnish police strictly enforce this by random roadblocks and sobriety tests. If you are driving at night when the gas stations are closed (they usually close at 9 PM), always remember to bring some money for gas . Automated gas pumps in Finland in rare occasions do not accept foreign visacredit cards, but you can pay with Euro notes. In the sparsely-populated areas of the country, distances of 50 km and more between gas stations are not unheard of, so dont gamble unnecessarily with those last litres of fuel. If you come in your own car, note that all petrol in Finland contains ethanol . If your car should not be run on ethanol-containing petrol or you are unsure use the 98 octane petrol. This contains residual ethanol from the pump station up to a maximum of 5 and can be used in all cars that run on petrol. By taxi edit Finnish taxis are heavily regulated by the government, so theyre comfortable, safe and expensive. No matter where you go in the country, the starting fee is fixed at 5.90, rising up to 9.00 at night and on Sundays. The per-kilometer charge starts at 1.52km for 1 or 2 passengers, rising up to 2,13km for 7 or 8 passenger minivans. A 20-25 km journey (say, airport to central Helsinki) can thus easily cost 40-50. Taxis can come in any color or shape, but they will always have a yellow TAXI sign (sometimes spelled TAKSI) on the roof. Hailing cabs off the street is difficult to impossible, so either find a taxi rank or order by phone (any pub or restaurant will help you on this, expect to pay 2 euros for the call). Taxi companies around the country can be found at the Taksiliitto 12 site. In the Helsinki city center, long lines at the taxi stops can be expected on Friday and Saturday nights. It is not uncommon to share a taxi with strangers if going towards the same general direction. Using of unofficial taxis is illegal and to be avoided. You might lose your walletpursephone, despite Helsinki being maybe one of the safest capitals in Europe. The Uber service is illegal in Finland and the driver may face a notable penalty. If you decide to use Uber and your driver gets caught by the police, youre on your own. By thumb edit Hitchhiking is possible, albeit unusual, in Finland, as the harsh climate and sparse traffic dont exactly encourage standing around and waiting for cars. The most difficult task is getting out of Helsinki. Summer offers long light hours, but in the fallspring you should plan your time. The highway between Helsinki and Saint Petersburg has a very high percentage of Russian drivers. See Hitchhiking Club Finland liftari. org 13 or the Finland article 14 on Hitchwiki for further details if interested. By bicycle edit Most Finnish cities have good bike paths especially outside the centres, and taking a bike can be a quick, healthy and environmentally friendly method of getting around locally. The roads are generally paved well, although gravel roads are sometimes unavoidable. As long as you dont go off-road, you will not need suspension or grooved tyres. Because of the long distances, bicycle tourists are advised to plan well and be prepared to use public transport for the less interesting stretches. Long-distance coaches are well-equipped to take bicycles on board, trains take bicycles if there is enough space. Ferries take bikes for free or for a small fee. Due to the relatively gentle topographic relief, too hilly terrain is rarely a problem, but in the cold months, windchill requires more protection against cold than in walking. Talk edit Finnish language map. Finnish is a Official Language (dark blue) and Finnish spoken by a minority (aruba blue) Finland is officially bilingual in Finnish (spoken by 90 of the population) and Swedish (spoken by 5,6 of the population), and both languages are compulsory in all schools, but in practice most of the population is monolingual in Finnish. Finnish is spoken everywhere in the country except land islands and Finnish is the main language of Finland. Finnish is not related to the Scandinavian languages (Danish, Swedish, Norwegian, Icelandic and Faroese), Russian, or English. In fact, it is not even an Indo-European language, instead belonging in the Uralic group of languages which includes Hungarian and Estonian, making it hard for speakers of most other European languages to learn. Reading signboards can also be difficult as Finnish has relatively few loan words from common European languages, and as a result it is very hard to guess what words in Finnish mean. Swedish is the mother tongue for 5.6 of Finns. There are no large towns with a Swedish majority, and the Swedish-speaking communities are mainly smaller rural communities along the Southwest coast. Many towns and road signs on the coast use alternate Finnish and Swedish names, so road signs can be confusing, but bilingual signs outside bilingual areas never appear. The small autonomous province of land and the municipalities of Nrpes, Korsns and Larsmo are exclusively Swedish-speaking, and people there typically speak little or no Finnish at all, so English is a better bet. Swedish is a mandatory subject in Finnish-speaking schools (and Finnish in Swedish-speaking schools), so everyone is supposed to speak and understand it in reality, though, only 41 of the Finnish-speaking population is conversant in it, and most of these people live in coastal areas and in predominantly Swedish-speaking areas. Even this varies: for example, in Helsinki and Turku most people can speak Swedish enough to deal with important conversations you engage in as a tourist and often somewhat beyond, but living would be impossible without knowledge of Finnish, whereas towns like Vaasa and Porvoo have significant Swedish-speaking minorities and are more genuinely bilingual (i. e. it would be possible to live there with Swedish only). Most hotels and restaurants, especially in areas where Swedish is widely spoken, do have some Swedish-proficient staff. Russian is best understood near the Russian border, such as in Lappeenranta, Imatra and Joensuu, which are areas frequented by Russian tourists. Tourist destinations which are popular among Russians in Eastern and Northern Finland have some Russian-speaking staff. Elsewhere, knowledge of Russian is often far rarer. In bigger towns, with the exception of the elderly, many people you would meet as a tourist speak good English, and even in the countryside younger people will nearly always know enough to communicate. In fact, outside of the Swedish-speaking communities, English is usually far better understood than Swedish . Conversely, within the Swedish-speaking communities, English is often better understood than Finnish. 73160 of the population in Finland can speak English. Dont hesitate to ask for help: Finns can be shy but will help you out in need. Besides English and Swedish, some Finns can speak German (18160) or French (3160), other secondary languages (Spanish, Russian) being rare. Foreign TV series and movies are nearly always subtitled. Only childrens fare gets dubbed into Finnish. The grammar of Finnish language has relatively few exceptions but quite many rules (where some rules might be considered cleverly disguised exceptions). There are about 17 different cases for getting some coffee and getting the coffee, going into a pub, being in a pub (or in a state of drunkenness), getting out of the pub, being on the roof, getting onto the roof, getting off the roof, using something as a roof and so on that are encoded into the word endings. In written text, the plethora of cases makes it a challenging exercise to even look up a single word from the dictionary. The conjugation of verbs is unfortunately somewhat more complex. See edit add listing Sunset with reflections on a lake in Finland. A selection of top sights in Finland: Central Helsinki. the Daughter of the Baltic . on a warm and sunny summer day The Suomenlinna Sea Fortress, 15-minute ferry trip from Downtown Helsinki. A Unesco World Heritage Site. The historical sites of Turku and the vast archipelago around it, best viewed from the deck of a giant car ferry. Pottering around the picturesque wooden houses of Porvoo. Finlands second-oldest town Renting a car and exploring the Lake Land of Eastern Finland, an area dotted with around 60 000 lakes with a similar number of islands, which in turn have their own lakes. Olavinlinna Castle in Savonlinna. Finlands most atmospheric castle, especially during the yearly Opera Festival Hmeenlinna Castle in Hmeenlinna is Finlands oldest castle. Built in 13th century. Relaxing at a sauna-equipped cottage in the lake country of Eastern Finland Icebreaker cruising and the worlds biggest snow castle in Kemi Seeing the Northern Lights and trying your hand sledding down a mile-long track at Saariselk A ride on the historical Linnanmki wooden roller coaster (Helsinki). Unlike modern designs, only gravity keeps it on the track, and it requires a driver on each train to operate the brakes. Do edit add listing Sports edit Notably lacking in craggy mountains or crenellated fjords, Finland is not the adrenalin-laden winter sports paradise you might expect: the traditional Finnish pastime is cross-country skiing through more or less flat terrain. If youre looking for downhill skiing, snowboarding etc, youll need to head up to Lapland and resorts like Levi and Saariselk. During the short summer you can swim, fish or canoe in the lakes. They are usually warmest around 20th July. Local newspapers usually have the current surface temperatures, and a map of the surface temperatures can also be found from the Environment Ministry website 15. During the warmest weeks, late at night or early in the morning the water can feel quite pleasant when the air temperature is lower than the waters. Most towns also have swimming halls with slightly warmer water, but these are often closed during the summer. Fishing permits, if needed, can be easily bought from any R-Kioski although they take a small surcharge for it. For hikers, fishermen and hunters, the Ministry of Forestry maintains an online Excursion Map map 16 with trails and huts marked. The best season for hiking is early fall, after most mosquitoes have died off and the autumn colors have come out. And if youd like to try your hand at something uniquely Finnish, dont miss the plethora of bizarre sports contests in the summer, including: Air Guitar World Championships 17. August, Oulu . Mobile Phone Throwing Championship 18. August, Savonlinna. Recycle your Nokia Swamp Soccer World Championship 19. July, Hyrynsalmi. Probably the messiest sporting event in the world. Wife Carrying World Championship 20. July, Sonkajrvi. The grand prize is the wifes weight in beer. Sulkavan Suursoudut 21. July, Sulkava Finlands biggest rowing event Festivals edit Finland hosts many music festivals ( festari ) during the summer. Some of the most notable include: Most of the festivals last 2-4 days and are very well organized, with many different bands playing, with eg. Foo Fighters and Linkin Park headlining at Provinssi 2008. The normal full ticket (all days) price is about 60-100, which includes a camp site where you can sleep, eat and meet other festival guests. The atmosphere at festivals is great and probably youll find new friends there. Of course drinking a lot of beer is a part of the experience. There are also many more less-advertised underground festivals around the countryside every summer. Northern Lights edit Spotting the eerie Northern Lights ( aurora borealis . or revontulet in Finnish) glowing in the sky is on the agenda of many visitors, but even in Finland its not so easy. During the summer, its light all day along and the aurora become invisible, and theyre rarely seen in the south. The best place to spot them is during the winter in the far north, when the probability of occurrence is over 50 around the magnetic peak hour of 22:30 8212 if the sky is clear, that is. The ski resort of Saariselk. easily accessible by plane and with plenty of facilities, is particularly popular among aurora hunters. Buy edit add listing Finland has the euro () as its sole currency along with 24 other countries that use this common European money. These 24 countries are: Austria. Belgium. Zypern. Estonia. Finland . France. Deutschland. Greece. Ireland. Italien. Latvia. Lithuania. Luxembourg. Malta. the Netherlands. Portugal. Slovakia. Slovenia and Spain (official euro members which are all European Union member states) as well as Andorra. Kosovo. Monaco. Montenegro. San Marino and the Vatican which use it without having a say in eurozone affairs and without being European Union members. Together, these countries have a population of more than 330 million. One euro is divided into 100 cents. While each official euro member (as well as Monaco, San Marino and Vatican) issues its own coins with a unique obverse, the reverse, as well as all bank notes, look the same throughout the eurozone. Every coin is legal tender in any of the eurozone countries. Finland does not use the 1 and 2 cent coins instead all sums are rounded to the nearest 5 cents. The coins are, however, still legal tender and there are even small quantities of Finnish 1c and 2c coins, highly valued by collectors. It is common to omit cents and the euro sign from prices, and use the comma as a decimal separator: 5,50 thus means five euros and fifty cents. Getting or exchanging money is rarely a problem, as ATMs (Otto) are common and they can be operated with international credit and debit cards (Visa, Visa Electron, Mastercard, Maestro). Currencies other than the euro are generally not accepted, although the Swedish krona may be accepted in land and northern border towns like Tornio. Russian roubles are accepted in some select touristy shops, such as Stockmann in Helsinki. Money changers are common in the bigger cities (the Forex chain 33 is ubiquitous) and typically have longer opening hours and faster service than banks. Credit cards are widely accepted, and the payment is almost always accepted by your PIN code. Visa Electron and Visa Debit cardreaders are found in all major and most minor shops, so carrying large amounts of cash is not usually necessary. As a rule, tipping is never necessary in Finland and restaurant bills already include service charges. That said, taxi fares and other bills paid by cash are are occasionally rounded up to the next convenient number. Cloakrooms ( narikka ) in nightclubs and better restaurants often have non-negotiable fees (usually clearly signposted, 83643 is standard), and 8212 in the few hotels that employ them 8212 hotel porters will expect around the same per bag. Costs edit Declared the worlds most expensive country in 1990, prices have since abated somewhat but are still steep by most standards. Rock-bottom traveling if staying in hostel dorms and self-catering costs at least 25day and its well worth doubling that amount. The cheapest hotels cost about 50 per night and more regular hotels closer to 100. Instead of hotels or hostels, look for holiday cottages, especially when travelling in a group and off-season, you can find a full-equipped cottage for 10-15 per person a night. Camp-sites typically cost between 10 and 20 per tent. Museums and tourist attractions have an entrance fee in the range of 5-25. Using public transport costs a few euros per day and depends on the city. One-way travel between major cities by train or by bus costs between 20 and 100, depending on the distance. Note that a VAT of 24 is charged for nearly everything, but by law this must be included in the displayed price. Non-EU residents can get a tax refund for purchases above 40 at participating outlets, just look for the Tax-Free Shopping logo. Shopping edit As you might expect given the general price level, souvenir shopping in Finland isnt exactly cheap. Traditional buys include Finnish puukko knives, handwoven ryijy rugs and every conceivable part of a reindeer. For any Lappish handicrafts, look for the Smi Duodji label that certifies it as authentic. Popular brands for modern (or timeless) Finnish design include Marimekko 34 clothing, Iittala 35 glass, Arabia 36 ceramics, Kalevala Koru 37 jewelry, Pentik 38 interior design and, if you dont mind the shipping costs, Artek 39 furniture by renowned architect and designer Alvar Aalto. Kids and not a few adults love Moomin 40 characters, which fill up souvenir store shelves throughout the country. In case one prefers souvenirs that are made in Finland and do not just appear Finn Made, caution is advised. Many wooden products are actually imported and Marimekko, for instance, manufactures most of its products outside Finland. Safe bets for truly Finnish souvenirs are products made by Lapuan Kankurit 41 and Aarikka 42. for example. Grocery stores are rather common, and there is usually at least one supermarket in almost all localities. The range of products in Finnish grocery stores tends to be a little bit more limited than in neighboring countries (except perhaps in Norway). Many products need to be imported, and this unfortunately shows in the selection of goods and the pricing. It is not uncommon to see exactly the same product in different shops, at exactly the same price. Finnish food markets are mainly dominated by two large groups: S Group (supermarket chains Sale . Alepa . S-Market and hypermarket chain Prisma ), and K Group (supermarket chains K-Extra . K-Market . K-Supermarket and hypermarket chain K-Citymarket , while local market chains like Siwa . Valintatalo . Tarmo and M-Market covers lots of gaps where larger chains do not operate. In addition to these chains, international discount store chain Lidl operates around 150 stores in Finland, mainly in cities and towns with population over 5,000. It usually offers the cheapest prices, and product range is similar to the rest of Europe. Previous restrictions on shopping hours were recently lifted, and now vary significantly by shop and location. For many smaller shops in large towns, normal weekday opening hours are around 08:00-22:00, but may be closed or have reduced hours during weekends. Larger shops and grocery stores in central locations are sometimes open later. Shopping hours for specialty stores, as well as shops in small towns and in the countryside, are often much shorter. Note that opening hours are often reduced considerably around national holidays, such as Christmas, Easter or Midsummer. Convenience stores like the ubiquitous R-Kioski 43 tend to have longer hours, but are often closed when you most need them. Some shops in Central Helsinki are open 247 or until 22:00 every day of the year. If in desperate need of basic supplies, gas station convenience stores are usually open on weekends and until late at night. Most notable 247 Gas station-chains are ABC 44 and Shell 45. While shopkeepers may vehemently deny this to a foreigner, prices in smaller stores are by no means fixed. When buying hobby equipment, it is not uncommon to get 30160 discount (hint: Find the international price level from a web shop and print it out). The more specialized the goods, the higher the gap between Finnish and international prices, and mail order may save a lot of money. When a package is intercepted by customs (which is quite rate for physically small items), the buyer is notified and can pick it up from customs. VAT and possibly import duty are charged, bring a copy of the order that is then signed by the buyer and archived. When buying consumer electronics, one should be aware that the shelf life of products can be rather long, especially if the shop isnt specialized in consumer electronics. There is a risk to buy an overpriced product that has already been discontinued by the manufacturer or replaced with a newer model. Eat edit add listing A typical Finnish meal. Clockwise from bottom: warm smoked salmon, boiled potatoes, cream sauce with chantarelles, lightly pickled cucumbers with dill Finnish cuisine is heavily influenced by its neighbors, the main staples being potatoes and bread with various fish and meat dishes on the side. Milk or cream is traditionally considered an important part of the diet and is often an ingredient in foods and a drink, even for adults. Various milk products such as cheeses are also produced. While traditional Finnish food is famously bland, the culinary revolution that followed joining the EU has seen a boom in classy restaurants experimenting with local ingredients, often with excellent results. Seafood edit With tens of thousands of lakes and a long coastline, fish is a Finnish staple, and theres a lot more on that menu than just salmon ( lohi ). Specialities include: Baltic herring ( silakka ), a small, fatty and quite tasty fish available pickled, marinated, smoked, grilled and in countless other varieties Gravlax (graavilohi), a pan-Scandinavian appetizer of raw salted salmon Smoked salmon ( savulohi ), not just the cold, thinly sliced, semi-raw kind but also fully cooked warm smoked salmon Vendace ( muikku ), a speciality in eastern Finland, a small fish served fried, heavily salted and typically with mashed potatoes Other local fish to look out for include zander ( kuha ), an expensive delicacy, pike ( hauki ) and perch ( ahven ). Meat dishes edit Reindeer stew ( poronkristys ), a Lappish favorite Meatballs ( lihapullat ), served with mashed potatoes and lingonberry jam Karelian stew ( karjalanpaisti ), a heavy stew usually made from beef and pork (and optionally, lamb), carrots and onions, usually served with potatoes Liver casserole ( maksalaatikko ), consisting of chopped liver, rice and raisins cooked in an oven it tastes rather different from what youd expect (and not liver-y at all) Loop sausage ( lenkkimakkara ), a large, mildly flavored sausage best when grilled and topped with a dab of sweet Finnish mustard ( sinappi ), and beer Meat balls ( lihapullat . lihapyrykt ) are as popular and tasty as in neighboring Sweden Reindeer ( poro ) dishes, especially sauteed reindeer shavings ( poronkristys . served with potato mash and lingonberries), not actually a part of the everyday Finnish diet but a tourist staple and common in the frigid North Swedish hash (pyttipannu), (originally from Sweden. Swedish: pytt i panna) a hearty dish of potatoes, onions and any meaty leftovers on hand fried up in a pan and topped with an egg Makkara traditional Finnish sausage. Affectionately called the Finnish mans vegetable since the actual meat content may be rather low. Milk products edit Cheese and other milk products are very popular in Finland. The most common varieties are mild hard cheeses like Edam and Emmental, but local specialities include: Aura cheese ( aurajuusto ), a local variety of blue cheese, also used in soups, sauces and as a pizza topping. Breadcheese ( leipjuusto or juustoleip ), a type of very mild-flavored grilled curd that squeaks when you eat it, best enjoyed warm with a dab of cloudberry jam Piim . a type of buttermilk beverage, thick and sour Viili . a gelatinous, stretchy and sour variant of yoghurt Other dishes edit Karelian pie ( karjalanpiirakka ), a signature Finnish pastry Pea soup ( hernekeitto ), usually but not always with ham, traditionally eaten with a dab of mustard and served on Thursdays just watch out for the flatulence Karelian pies ( karjalanpiirakka ), an oval 7 by 10 cm baked pastry, traditionally baked with rye flour, containing rice porridge or mashed potato, ideally eaten topped with butter and chopped egg ( munavoi ) Porridge ( puuro ), usually made from oats ( kaura ), barley ( ohra ), rice ( riisi ) or rye ( ruis ) and most often served for breakfast Bread edit Bread ( leip ) is served with every meal in Finland, and comes in a vast array of varieties. Rye bread is the most popular bread in Finland. Typically Finnish ones include: hapankorppu . dry, crispy and slightly sour flatbread, occasionally sold overseas as Finncrisp limppu . catch-all term for big loaves of fresh bread nkkileip . another type of dark, dried, crispy rye flatbread ruisleip (rye bread), can be up to 100 rye and much darker, heavier and chewier than American-style rye bread unlike in Swedish tradition, Finnish rye bread is typically unsweetened and thus sour and even bitter. rieska . unleavened bread made from wheat or potatoes, eaten fresh Seasonal and regional specialities edit Attack of the killer mushrooms The false morel ( korvasieni ) has occasionally been dubbed the Finnish fugu, as like the infamous Japanese pufferfish, an improperly prepared false morel can kill you . Fortunately, its easily rendered safe by boiling (just dont breathe in the fumes), and prepared mushrooms can be found in gourmet restaurants and even canned. From the end of July until early September its worthwhile to ask for crayfish ( rapu ) menus and prices at better restaurants. Its not cheap, you dont get full from the crayfish alone and there are many rituals involved, most of which involve large quantities of ice-cold vodka, but it should be tried at least once. Or try to sneak onto a corporate crayfish party guestlist, places are extremely coveted at some. Around Christmas, baked ham is the traditional star of the dinner table, with a constellation of casseroles around it. There are also regional specialties, including Eastern Finland s kalakukko (a type of giant fish pie ) and Tampere s infamous blood sausage ( mustamakkara ). Around Easter keep an eye out for mmmi . a type of brown sweet rye pudding which is eaten with cream and sugar. It looks famously unpleasant but actually tastes quite good. Desserts edit An assortment of pulla straight from the oven For dessert or just as a snack, Finnish pastries abound and are often taken with coffee (see Drink ) after a meal. Look for cardamom coffee bread ( pulla ), a wide variety of tarts ( torttu ), and donuts ( munkki ). In summer, a wide range of fresh berries are available, including the delectable but expensive cloudberry ( lakka ), and berry products are available throughout the year as jam ( hillo ), soup ( keitto ) and a type of gooey clear pudding known as kiisseli . Finnish chocolate is also rather good, with Fazer 46 products including their iconic Sininen (Blue) bar exported around the world. A more Finnish speciality is licorice ( lakritsi ), particularly the strong, salty kind known as salmiakki . which gets its unique (and acquired) taste from ammonium chloride. Places to eat edit Cold fish buffet at Liekkilohi, Savonlinna Finns tend to eat out only on special occasions, and restaurant prices are correspondingly expensive. The one exception is lunchtime . when thanks to a government-sponsored lunch coupon system company cafeterias and nearly every restaurant in town offers set lunches for around 8-9, usually consisting of a main course, salad bar, bread table and a drink. University cafeterias, many of which are open to all, are particularly cheap with meals in the 2-4 range for students, although without local student ID you will usually need to pay about 5-7. There are also public cafeterias in office administration areas that are open only during lunch hours on working days. While not particularly stylish and sometimes hard to find, those usually offer high-quality buffet lunch at a reasonable price (typically 8.40 in 2011). The cafe scene has quickly developed, especially since the 1990s and above all in Helsinki. The array of cakes and pastries is not perhaps as vast as in Central Europe. but the local special coffees (lattes, mochas etc.) are worth trying when it comes to the two big local coffee house chains: Waynes Coffee (originated in Sweden) and Roberts Coffee (Finland). You can now also find Starbucks in Finland. For dinner, youll be limited to generic fast food (pizza, hamburgers, kebabs and such) in the 5-10 range, or youll have to splurge over 20 for a meal in a nice restaurant. For eating on the move, look for grill kiosks ( grilli ), which serve sausages, hamburgers and other portable if not terribly health-conscious fare late into the night at reasonable prices. In addition to the usual hamburgers and hot dogs, look for meat pies ( lihapiirakka ), akin to a giant savoury doughnut stuffed with minced meat and your choice of sausage, fried eggs and condiments. Hesburger 47 is the local fast-food equivalent of McDonalds, with a similar menu. They have a Finnish interpretation of a few dishes, such as a sour-rye chicken sandwich. Of course most international fast food chains are present, especially McDonalds, which offers many of their sandwich buns substituted with a sour-rye bun on request. The Finnish word for buffet is seisova pyt (standing table), and while increasingly used to refer to all-you-can-eat Chinese or Italian restaurants, the traditional meaning is akin to Swedens smrgsbord . a good-sized selection of sandwiches, fish, meats and pastries. Its traditionally eaten in three rounds 8212 first the fish, then the cold meats, and finally warm dishes 8212 and its usually the first that is the star of the show. Though expensive and not very common in a restaurant setting, if you are fortunate enough to be formally invited to a Finns home, they will likely have prepared a spread for their guest, along with plenty of coffee. Breakfast at better hotels is also along these lines and its easy to eat enough to cover lunch as well If youre really on a budget, you can save a considerable amount of money by self-catering . Ready-to-eat casseroles and other basic fare that can be quickly prepared in a microwave can be bought for a few euros in any supermarket. Note that youre usually expected to weigh and label any fruits or vegetables yourself (bag it, place it on the scale and press the numbered button. The correct number can be found from the price sign), and green signs mean possibly tastier but certainly more expensive organic ( luomu ) produce. One should be aware that more often than not, cheap food contains disproportionate amounts of fat. At restaurants, despite the high prices, portions tend to be quite small, at least when compared to USA and Canada. and even many European countries. Dietary restrictions edit Traditional Finnish cuisine relies heavily on meat and fish, but vegetarianism ( kasvissynti ) is increasingly popular and well-understood, and will rarely pose a problem for travellers. Practically all restaurants offer vegetarian options, often marked with a V on menus. Two ailments commonly found among Finns themselves are lactose intolerance ( laktoosi-intoleranssi . inability to digest the milk sugar lactose) and coeliac disease ( keliakia . inability to digest gluten). In restaurants, lactose-free selections are often tagged L (low-lactose products are sometimes called Hyla or marked with VL), while gluten-free options are marked with G. However, hydrolyzed lactose (HYLA brand) milk or lactose-free milk drink for the lactose intolerant is widely available, which also means that a lactose-free dish is not necessarily milk-free. Allergies are quite common among Finnish people, too, so restaurant workers are usually quite knowledgeable on what goes into each dish and often it is possible to get the dish without certain ingredients if specified. Kosher and halal food are rare in Finland and generally not available outside very limited speciality shops and restaurants catering to the tiny Jewish and Islamic communities. Watch out for minced meat dishes like meatballs, which very commonly use a mix of beef and pork. The Jewish Community of Helsinki 48 runs a small kosher deli in Helsinki. and there are Halal grocery stores and restaurants in some larger towns. Drink edit add listing Thanks to its thousands of lakes, Finland has plenty of water supplies and tap water is always potable (In fact, never buy bottled water if you can get tap water). The usual soft drinks and juices are widely available, but look out for a wide array of berry juices ( marjamehu ), especially in summer, as well as Pommac . an unusual soda made from (according to the label) mixed fruits, which youll either love or hate. Coffee and tea edit Finns are the worlds heaviest coffee ( kahvi ) drinkers, averaging 3-4 cups per day. Most Finns drink it strong and black, but sugar and milk for coffee are always available and the more European variants such as espresso and cappuccino are becoming all the more common especially in the bigger cities. The biggest towns have had French-style fancy cafs for quite some time and modern competitors, like Waynes or Roberts Coffee, are springing up in the mix. For a quick caffeine fix, you can just pop into any convenience store, which will pour you a cuppa for 83642 or so. Tea hasnt quite caught on in quite the same way, although finding hot water and a bag of Lipton Yellow Label wont be a problem. For brewed tea, check out some of the finer downtown cafs or tea rooms. Dairy edit In Finland some people like to drink milk ( maito ) as an accompaniment to food at home or at the cafeteria at work or school. The most popular beverage is water, though. Another popular option is piim . or buttermilk. Viili . a type of curd, acts like super-stretchy liquid bubble gum but is similar to plain yogurt in taste. It is traditionally eaten with cinnamon and sugar on top. Fermented dairy products help stabilize the digestion system, so if your system is upset, give them a try. Alcohol edit Chilling out at the Arctic Icebar, Helsinki Alcohol is very expensive in Finland compared to most countries (though not to its Nordic neighbours Sweden and Norway ), although low-cost Estonia s entry to the EU has forced the government to cut alcohol taxes a little. Still, a single beer will cost you closer to 83644-5 in any bar or pub, or 83641 and up in a supermarket. While beer and cider are available in any supermarket or convenience store (until 9 PM), the state monopoly Alko 49 is your sole choice for wine or anything stronger. The legal drinking age is 18 for milder drinks, while to buy hard liquor from Alko you need to be 20. ID is usually requested from all young-looking clients. Some restaurants have higher age requirements, up to 30 years, but these are their own policies and are not always followed, especially at more quiet times. Surprisingly enough, the national drink is not Finlandia Vodka, but its local brand Koskenkorva 50 or Kossu in common speech. However, the two drinks are closely related: Kossu is 38 while Finlandia is 40, and Kossu also has a small amount of added sugar, which makes the two drinks taste somewhat different. There are also many other vodkas ( viina ) on the market, most of which taste pretty much the same, but look out for Strm . The Spirit of Santa, a Finnish attempt at a super-premium vodka. A local speciality is Salmiakki-Kossu or Salmari . prepared by mixing in salty black salmiakki licorice, whose taste masks the alcohol behind it fearfully well. Add in some Fishermans Friend menthol cough drops to get Fisu (Fish) shots, which are even more lethal. In-the-know hipsters opt for Pantteri (Panther), which is half and half Salmari and Fisu. Other classic shots are Jaloviina ( Jallu ) cut brandy and Tervasnapsi tar schnapps with a distinctive smoke aroma. Beer ( olut or kalja ) is also very popular, but Finnish beers are mostly nearly identical, mild lagers: common brands are Lapin Kulta . Karjala . Olvi . Koff and Karhu . Pay attention to the label when buying: beers branded I are inexpensive but has low alcohol content, while III and IV are stronger and more expensive. In normal shops you will not find any drinks with more than 4.7 alcohol. You may also encounter kotikalja (lit. home beer), a dark brown beer-like but very low-alcohol beverage. Imported beers are available in bigger grocery stores, most pubs and bars, and Czech beers in particular are popular and only slightly more expensive. In recent years, some microbreweries ( Laitila . Stadin panimo . Nokian panimo etc.) have been gaining foothold with their domestic dark lagers, wheat beers and ales. The latest trend is ciders ( siideri ). Most of these are artificially flavored sweet concoctions which are quite different from the English or French kinds, although the more authentic varieties are gaining market share. The ever-popular gin long drink or lonkero (lit. tentacle), a prebottled mix of gin and grapefruit soda, tastes better than it sounds and has the additional useful property of glowing under ultraviolet light. At up to 610 kcalliter it also allows to skip dinner, leaving more time for drinking. Different variations of lonkero have become quite popular as well, for example karpalolonkero . which is made from gin and cranberry soda. Remember that most long drinks you buy from a supermarket are made by fermenting, and if you want to get real mixed drink youll have to look for them in Alko . During the winter dont miss glgi . a type of spiced mulled wine served with almonds and raisins which can easily be made at home. The bottled stuff in stores is usually alcohol free, although it was originally made of old wine and Finns will very often mix in some wine or spirits. In restaurants, glgi is served either alcohol-free, or with 2cl vodka added. Fresh, hot glgi can, for example, be found at the Helsinki Christmas market. Quite a few unusual liquors ( likri ) made from berries are available, although theyre uniformly very sweet and usually served with dessert. Cloudberry liquor ( lakkalikri ) is worth a short even if you dont like the berries fresh. Homemade spirits: you have been warned More common in rural areas, illegal and frequently distilled on modified water purification plants - which are subject to import control laws nowadays - anecdotical evidence suggests that those are occasionally played as a prank on unsuspecting foreigners. Note that normal alcohol slows the metabolism of poisonous methanol and thus acts as an antidote. Politely decline the offer, especially if still sober. Finally, two traditional beverages worth looking for are mead ( sima ), an age-old wine-like brew made from brown sugar, lemon and yeast and consumed particularly around Mays Vappu festival, and sahti . a type of unfiltered, usually very strong beer often flavored with juniper berries (an acquired taste). Sleep edit add listing Inside a Finnish sauna Sauna The sauna is perhaps Finlands most significant contribution to the world (and the worlds vocabulary). The sauna is essentially a room heated to 708211120176C according to an oft-quoted statistic this nation of 5 million has no less than 2 million saunas, in apartments, offices, summer cottages and even Parliament. In ancient times, saunas (being the cleanest places around) were the place to give birth and heal the sick, and the first building constructed when setting up a new household. If invited to visit a Finnish home, you may be invited to bathe in the sauna as well 8212 this is an honour and should be treated as such, although Finns do understand that foreigners may not be keen about the idea. Enter the sauna nude after taking a shower, as wearing a bathing suit or any other clothing is considered a bit of a faux pas . although if you are feeling shy, you can wrap yourself in a bath towel. (When there are guests, men and women usually bathe separately.) The temperature is regulated by throwing water onto the stove ( kiuas ): the resulting rush of heat, known as lyly . is considered the key to the sauna experience. Some sauna-goers also like to flagellate themselves with leafy branches of birch ( vihta in western Finland, vasta in eastern Finland), which creates an enjoyable aroma and improves blood circulation. Depending on the occasion, the temperature in a Finnish sauna may start quite hot and gradually cool down over the hours, especially in a wood-heated sauna. The lower benches are cooler, the corner that is the furthest away from the stove is usually the hottest place. In work-related events, the actual decision-making frequently takes place in the sauna afterwards. In public saunas (hotels, gyms and the like), it is customary to sit on a paper towel (dont forget to take it out when leaving). The environment is rather hostile towards germs, so there is no need to worry about catching a disease from the sweaty wooden bench. If the heat is too much, cup your hands in front of your mouth or move down to a lower level to catch your breath. In winter, it is common to go for a swim in an ice hole in a nearby lake. The ground can be much colder than the water - use beach sandals or the like, if possible. After youve had your fill of sauna, you can cool off by heading outside for a dip in the lake or, in winter, a roll in the snow 8212 and then head back in for another round. Repeat this a few times, then cork open a cold beer, roast a sausage over a fire, and enjoy total relaxation Finnish style. These days the most common type of sauna features an electrically heated stove, which is easy to control and maintain. In the countryside you can still find wood-fired saunas, but purists prefer the (now very rare) traditional chimneyless smoke saunas ( savusauna ), where the sauna is heated by filling it with hot smoke and then ventilated well before entering. Anyone elderly or with a medical condition (especially high blood pressure) should consult their physician before using a sauna. Accommodation in Finland is expensive, but many large hotels are cheaper during the weekends and summer. In addition to the usual international suspects, check out local chains Cumulus 51. Scandic 52. Finlandia 53 and Sokos 54. The small but fast-growing Omena 55 chain offers cheap self-service hotels, where you book online and get a keycode for your room, with no check-in of any kind needed. One of the few ways to limit the damage is to stay in youth hostels ( retkeilymaja ), as the Finnish Youth Hostel Association 56 has a fairly comprehensive network throughout the country and and a dorm bed usually costs less than 836420 per night. Many hostels also have private rooms for as little as 836430, which are a great deal if you want a little extra privacy. An even cheaper option is to take advantage of Finlands right to access. or Every Mans Right ( jokamiehenoikeus ), which allows camping, hiking, and berry and mushroom picking as well as simple (rod and hook) fishing on uncultivated land. Since this is occasionally mis-interpreted by visiting foreigners, it may be a good idea to discuss travel plans with a local - or simply ask - to avoid embarrassing situations. Note that making a fire requires landowners permission. For a taste of the Finnish countryside, an excellent option is to stay at a cottage ( mkki ), thousands of which dot the lake shores. These are generally best in summer, but there are also many cottages around Laplands ski resorts. Prices vary widely based on facilities and location: simple cottages can go for as little as 836420night, while luxurious multistory mansions can go for 10 times that. Beware that, while all but the most basic ones will have electricity, its very common for cottages to lack running water: instead, the cottage will have an outhouse (pit toilet) and youre expected to bathe in the sauna and lake. Renting a car is practically obligatory since there are unlikely to be any facilities (shops, restaurants, etc) within walking distance. The largest cottage rental services are Lomarengas 57 and Nettimkki 58. both of which have English interfaces. Virtually every lodging in Finland includes a sauna ( see box ) for guests 8212 dont miss it Check operating hours though, as theyre often only heated in the evenings and there may be separate shifts of men and women. Learn edit Finlands universities are generally well-regarded and offer many exchange programs, but the high cost of living and the prospect of facing the long, cold Finnish winter mean that the country is not a particularly popular choice. However, there are no tuition fees for regular degree students, including international exchange students. While lectures are usually conducted in Finnish, most universities offer the option to complete all courses through assignments and exams in English. Many universities also offer the option to study Finnish at various levels. A reasonable monthly budget (excluding rent) would be 600 to 900. Rents vary depending on location such that in Greater Helsinki and particularly Helsinki proper prices may be two times that of cheaper locations or student housing. Many exchange programs fully or partly subsidize accommodation in student dorms. However, the state does not provide student accommodation and dorms are usually owned by student unions and foundations. Student union membership at around 70-100year is obligatory, but this includes free access to student health services. EU citizens can simply enter the country and register as a student after arrival, while students from elsewhere will need to arrange their residence permit beforehand. CIMO 59 (Centre for International Mobility) administers exchange programs and can arrange scholarships and traineeships in Finland, while the Finnish National Board of Education 60 offers basic information about study opportunities. Work edit There is little informal work to be found and most jobs require at least a remedial level of Finnish. Citizens of European Union countries can work freely in Finland, but acquiring a work permit from outside the EU means doing battle with the infamous Directorate of Immigration ( Maahanmuuttovirasto ) 61. However, students permitted to study full-time in Finland are allowed work part-time (up to 25 hweek) or even full-time during holiday periods. For jobs, you might want to check out the Ministry of Labour 62. Most of the posted jobs are described in Finnish so you may need some help in translation, but some jobs are in English. A rapidly growing trend in Finland, especially for the younger generation, is to work for placement agencies. Although there has been a massive surge of public companies going private in the last ten years, this trend seems to be fueled by the increased demand for more flexible work schedules as well as the freedom to work seasonally or sporadically. Due to the nature of these types of agencies as well as the types of work they provide, it is common for them to hire non-Finns. Some agencies include Adecco, Staff Point, Manpower, Aaltovoima and Biisoni. If you are invited to a job interview, remember that modesty is a virtue in Finland. Finns appreciate facts and directness, so stay on topic and be truthful. Exaggeration and bragging is usually associated with lying. You can check expected salaries with the union for your field, as they usually have defined minimum wages. Salaries range from 1,200 - 6,500 per month (2010). Stay safe edit Crimeviolence: Low Most violence is alcohol-related andor domestic walking in the street is usually safe even in the night Authoritiescorruption: Low The police are generally courteous and speak some English, offering bribes will get you into serious trouble. Transportation: Low to Moderate Icy roads and sidewalks in the winter, mooses and other animals occasionally crossing the roads Health: Low Tick and mosquito bites Nature: Low to Moderate Blizzards in the winter, getting lost when hiking in the forests Crime edit Finland enjoys a comparatively low crime rate and is, generally, a very safe place to travel. Use common sense at night, particularly on Friday and Saturday when the youth of Finland hit the streets to get drunk and in some unfortunate cases look for trouble. The easiest way to get beaten is to pay a visit at a grill kiosk after bars and pubs have closed and start arguing with drunken people. It is, anyway statistically more likely that your home country is less safe than Finland, so heed whatever warnings you would do in your own country and you will have no worries. If you yourself run in with the law, remember that Finland is one of the worlds least corrupt countries and you will not be able to buy yourself out of trouble. Finnish police never requires a cash payment of fines which it gives. Do not ever give money to person who presents himherself as a police officer. An obvious way to stay out of most kinds of trouble is to stay sober and act businesslike, when dealing with police, security or the like. Racism is a generally of minor concern, especially in the cosmopolitan major cities, but there have been a few rare but highly publicized incidents of black, romani amp Arab people getting beaten up, attacks against immigrants and group fights with native Finns amp immigrants. Sometimes there might be group fights where immigrants do their part as well, but thats very uncommon. The average visitor, though, is highly unlikely to encounter any problems. Pickpockets are rare, but not unheard of, especially in the busy tourist months in the summer and almost always done by foreigners. Most Finns carry their wallets in their pockets or purses and feel quite safe while doing it. Parents often leave their sleeping babies in a baby carriage on the street while visiting a shop, and in the countryside cars and house doors are often left unlocked. On the other hand, you have to be careful if you buy or rent a bicycle. Bicycle thieves are everywhere, never leave your bike unlocked even for a minute. In case of emergency edit 112 is the national phone number for all emergency services, including police, and it does not require an area code, regardless of what kind of phone youre using. The number works on any mobile phone, whether it is keylocked or not, and with or without a SIM card. If a cellphone challenges you with a PIN code, you can simply type in 112 as a PIN code - most phones will give a choice to call the number. This is not possible with all phones For inquiries about poisons or toxins (from mushrooms, plants, medicine or other chemicals) call the national Toxin Information Office at (09) 471 977. At sea, the maritime search and rescue number is 0294 1000. Stay healthy edit Signs to watch out for vaara, vaarallinen160 danger, dangerous sortumisvaara160 risk of avalanchelandslidemudslide hirvivaara160 risk of mooseelks on the road hengenvaara160 life threatening danger tulipalo160 fire kielletty160 prohibited psy kielletty or privat no entry htuloskynti or htpoistumistie160 emergency exit lkri160 doctor poliisi160 police sairaala160 hospital apua160 help Youre unlikely to have stomach troubles in Finland, since tap water is always drinkable (and generally quite tasty as well), and hygiene standards in restaurants are strict. If you have any sort of allergies, many restaurants often display in the menu the most common ingredients that people typically are allergic to. Examples: (L) Lactose free, (VL) Low Lactose, (G) Gluten free, if you are unsure just ask the waitress or restaurant staff. There are few serious health risks in Finland. Your primary enemy especially in wintertime will be the cold . particularly if trekking in Lapland. Finland is a sparsely populated country and, if heading out into the wilderness, it is imperative that you register your travel plans with somebody who can inform rescue services if you fail to return. Always keep your mobile phone with you if you run into trouble. Dress warmly in layers and bring along a good pair of sunglasses to prevent snow blindness . especially in the spring and if you plan to spend whole days outdoors. Always keep a map, a compass and preferably a GPS with you while trekking in the wilderness. Take extra precautions in Lapland, where it can be several days hike to the nearest house or road. Weather can change rapidly, and even though the sun is shining now, you can have a medium sized blizzard on your hands (no joke) an hour or two later. If out on the lakes and sea, remember that wind and water will cool you faster than cold air, and keeping dry means keeping warm. A person that falls into cold water (close to zero C) can die in a few minutes. Safety in small boats . Dont drink alcohol, wear a life vest at all times, if your boat capsizes - keep clothes on to stay warm, cling to the boat if possible (swim only if shore is a few hundred meters away, never try to swim in cold water below 20176C). Finland hosts a number of irritating insects, but if you are planning to stay in the centres of major cities, you are unlikely to encounter them. A serious nuisance in summer are mosquitoes ( hyttynen ), hordes of which inhabit Finland (particularly Lapland) in summer, especially after rains. While they carry no malaria or other nasty diseases, many species of Finnish mosquitoes make a distinctive (and highly irritating) whining sound while tracking their prey, and their bites are very itchy. As usual, mosquitoes are most active around dawn and sunset 8212 which, in the land of the Midnight Sun, may mean most of the night in summer. There are many different types of mosquito repellants available which can be bought from almost any shop. Another summer nuisance are gadflies ( paarma ), whose bites can leave a mark lasting for days, even for month. A more recent introduction to Finnish summers are deer keds ( hirvikrpnen ), that can be particularly nasty if they manage to shed their wings and burrow into hair (although they rarely bite as humans are not their intended targets, and mainly exist in deep forests). Use repellent, ensure your tent has good mosquito netting and consider prophylaxis with cetirizine (brand names include Zyrtec . Heinix . Cetirizin Ratiopharm ), an anti-allergen that (if taken in advance) will neutralize your reaction to any bites. Topical anti-allergens in the form of gels and creams are also available as over-the-counter medication. A flea comb can be useful for removing deer keds. As in other European countries, mites can become a major annoyance, if walking bare-footed. As a remedy, Permethrin creme is available from pharmacies without prescription. In southern Finland, especially land. the Lappeenranta - Parikkala - Imatra - axis and areas near Turku s coast, there are ticks ( punkki ) which appear on summertime and can transmit Lymes disease (borreliosis) and viral encephalitis through a bite. Although these incidents are relatively rare and not all ticks carry the disease, its advisable to wear dark trousers rather than shorts if you plan to walk through dense andor tall grass areas (the usual habitat for ticks). You can buy special tick tweezers from the pharmacy ( punkkipihdit ) which can be used to remove a tick safely if you happen to get bitten. You should remove the tick from your skin as quickly as possible and preferably with the tick tweezers to reduce the risks of getting an infection. If the tick bite starts to form red rings on the skin around it or if you experience other symptoms relating to the bite, you should visit a doctor as soon as possible. The only venomous insects in Finland are wasps ( ampiainen ), bees ( mehilinen ) and bumblebees ( kimalainen ). Their stings can be painful, but are not dangerous, unless you receive several stings or if you are allergic to it. Theres only one type of venomous snake in Finland, the European adder ( kyy or kyykrme ), which has a distinct zig-zag type of figure on its back, although some of them are almost completely black. They are mostly found near lake sides and sometimes in the streets like Kristianinkatu and Kamppi. The snake occurs across Finland all the way from the south to up north in Lapland. Although their bites are extremely rarely fatal (except for small children and allergic persons), one should be careful in the summertime especially when walking in the forests or on open fields at the countryside. Walk so that you make the ground vibrate and snakes will go away, they attack people only when somebody frightens them. If you are bitten by a snake, always get medical assistance. If you are planning to travel in the nature on summertime, its advisable to buy a kyypakkaus (Adder pack, a medicine set which contains a couple of hydrocortisone pills). It can be bought from any Finnish pharmacy. It is used to reduce the reactions after an adder bite, however its still advisable to see a doctor even after youve taken the hydrocortisone pills. The kyypakkaus can also be used to relieve the pain, swelling and other allergic reactions caused by bee stings. If you see an ant nest, ants have quite likely taken care of all snakes nearby. As for other dangerous wildlife, theres not much more than a few extremely rare encounters with brown bears ( karhu ) and wolves ( susi ) in the wilderness. Both of these animals are listed as endangered species. Contrary to popular belief abroad, there are no polar bears in Finland, let alone polar bears walking on the city streets. The brown bear, which occurs across Finland, has been spotted on a few very exceptional occasions even in the edges of the largest Finnish cities, but normally bears try to avoid humans whenever possible. The brown bear hibernates during the winter. In the least densely populated areas near the Russian border, there has been some rare incidents of wolf attacks - mainly lone, hungry wolves attacking domestic animals and pets. During the past 100 years there has been one recorded case of a human killed by a large predator. In general, theres no need to worry about dangerous encounters with wild beasts in Finland, other than traffic accidents. In winter, lakes and the sea are frozen. Walking, skating or even driving a car on the ice is commonly seen, but fatal accidents arent unheard of either, so ask and heed local advice. If the ice fails, it is difficult to get back out of the water, as the ice will be slippery. Small ice picks are sold as safety equipment (a pair of steel needles with bright plastic grips, connected with a safety line). Given the size of the Finnish population, a surprisingly high number of people drown in the lakes every year in summer. As pointed out by an annual public awareness campaign (partly Finnish black humor, partly the truth), the stereotypical accident involves an intoxicated fisherman who capsizes his boat while standing up to pee. Respect edit Fishing Finnish style It was a beautiful summer day, and Virtanen and Lahtinen were in a little rowboat in the middle of a lake, fishing. Two hours passed, both men sitting quietly, and then Lahtinen said Nice weather today. Virtanen grunted and stared intently at his fishing rod. Two more hours passed. Lahtinen said, Gee, the fish arent biting today. Virtanen shot back: Thats because you talk too much. Drinking Finnish style Virtanen and Lahtinen decided to go drinking at their lakeside cottage. For a couple hours, both men sat silently and emptied their bottles. After a few more hours, Lahtinen decided to break the ice: Isnt it nice to have some quality time Virtanen glared at Lahtinen and answered: Are we here to drink or talk Finns generally have a relaxed attitude towards manners and dressing up, and a visitor is unlikely to offend them by accident. Common sense is quite enough in most situations, but there are a couple of things that one should keep in mind: Finns are a famously taciturn people who have little time for small talk or social niceties, so dont expect to hear phrases like thank you or youre welcome too often. The Finnish language lacks a specific word for please so Finns sometimes forget to use it when speaking English, even when they dont mean to be rude. Also lacking in Finnish is the distinction between he and she, which may lead to confusing errors. Occasional silence is considered a part of the conversation, not a sign of hostility or irritation. Being loud in crowded places like public transport or a restaurant is considered rude. If you ever ended up to argue with someone, the social norm is to stay calm during an argument . Arguing loudly with a stranger is considered very rude. Personal space is important, and standing very near someone can make Finns feel uncomfortable. All that said, Finns are generally helpful and polite, and glad to help confused tourists if asked. The lack of niceties has more to do with the fact that in Finnish culture, honesty is highly regarded and that one should open ones mouth only to mean what one is about to say. Do not say maybe later when there is no later time to be expected. A visitor is unlikely to receive many compliments from Finns, but can be fairly sure that the compliments received are genuine. Especially younger Finns speak usually excellent English due to the policy of subtitling foreign language movies and TV series instead of dubbing them. Another highly regarded virtue in Finland is punctuality . A visitor should apologize even for being a few minutes late. Being late for longer usually requires a short explanation. 10 min is usually considered the threshold between being acceptably late and very late. Some will leave arranged meeting points after 15 min. With the advent of mobile phones, sending a text message even if you are only a few minutes late is nowadays a norm. Being late for a business meeting, even by 1 or 2 min, is considered rude. The standard greeting is a handshake . Hugs are only exchanged between family members and close friends in some situations, kisses, even on the cheek, practically never. If you are invited to a Finnish home, the only bad mistake visitors can make is not to remove their shoes . For much of the year, shoes will carry a lot of snow or mud. Therefore, it is customary to remove them, even during the summer. During the wet season you can ask to put your shoes somewhere to dry during your stay. Very formal occasions at private homes, such as baptisms (often conducted at home in Finland) or somebodys 50th birthday party, are exceptions to these rules. In the wintertime, this sometimes means that the guests bring separate clean shoes and put them on while leaving outdoor shoes to the hall. Bringing gifts such as pastry, wine, or flowers to the host is appreciated, but not required. In Finland, there is little in the way of a dress code . The general attire is casual and even in business meetings the attire is somewhat more relaxed than in some other countries. Topless sunbathing is accepted but not very common on beaches in the summer, while going au naturel is common in lakeside saunas and dedicated nudist beaches. Even though it is unlikely that youll seriously offend anybody, certain topics of discussion can sometimes be slightly sensitive. Despite its proximity to Russia, Finns generally dont prefer being called Eastern Europeans, but rather Nordics or North Europeans. Although once a part of the Russian Empire, Finland fought against the Soviet Union in WWII and has remained unaligned since the Cold War, and referring to Finland as belonging to the Russian sphere of influence most likely wont be appreciated. A majority of Finnish men still serve for some time in the Finnish armed forces, and expressing strong views on the military or on wartime history can sometimes stir up emotions. Also war veterans are highly respected in Finnish society. Although jokes concerning Finlands rather high levels of depression, suicide and alcoholism may be common amongst both Finns and foreigners alike, its nevertheless good to remember that these are serious social problems that affect many people and excessive humorous remarks may not always be received well. Contact edit By mail edit Finlands mail service, run by Posti. is fast, reliable and pricy. A postcard to Finland and anywhere in the world costs 1. By phone edit Not many of these left As youd expect from Nokias home country, mobile phones are ubiquitous in Finland. GSM, WCDMA(3G) and LTE (4G) networks blanket all of the country, although its still possible to find wilderness areas with poor signal, typically in Lapland and the outer archipelago. The largest operators are Sonera 63 and Elisa 64. a Vodafone partner, but travellers who want a local number may wish to opt for DNA s 65 Prepaid package, which can cost as little as 6. Ask at any convenience storeR-Kioski for a list of prices and special offers. Public telephones are close to extinction in Finland, although a few can still be found at airports, major trainbus stations and the like. Its best to bring along a phone or buy one - a simple GSM model can cost less than 40. By net edit Internet cafes are sparse on the ground in this country where everybody logs on at home and in the office, but nearly every public library in the country has free Internet access, although you will often have to register for a time slot in advance or queue. Wifi hotspots are also increasingly common. Elisa offers prepaid internet access. This is a guide article. It has a variety of good, quality information about the country, including links to places to visit, attractions, arrival and departure info. Plunge forward and help us make it a star